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Property Type: Detached HouseOwnership: Freehold
524 BRUNSWICK STREET
Stratford, ON N5A3N6
MLS® X13880522
$525,000
3 bed2 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 40 x 118.8 FT
- Frontage
- 40 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,158 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Foyer | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Primary Bedroom | Second level | — |
| Other | Basement | — |
Description
A warm welcome inside and a backyard worth staying home for! An inviting porch sets the tone for this charming home, where tasteful décor and comfortable spaces make it easy to feel at home. The spacious living room offers room to relax or enjoy time with friends, while the large eat-in kitchen is perfect for cooking, catching up and gathering around the table. Upstairs, 3 bedrooms and a full bathroom provide a comfortable retreat at the end of the day. A second main floor bathroom adds convenience, while the clean, functional unfinished basement provides practical storage space. Outside, the generous yard offers space to garden, play or simply unwind, with a thoughtfully created firepit area ready for relaxed evenings and good company. Updates include the furnace and house roof in 2019, along with the garage roof in 2021. Set in a quiet area close to shopping, everyday amenities and a bus route, this home brings together comfort, convenience and outdoor enjoyment. Come for a look, picture yourself settling in. (id:63159)
Listing Information
- MLS®
- X13880522
- Tax assessment year
- 2025
- Data last synced
- October 18, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13880522
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($27,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$420,000.00
Periodic payment — Principal & Interest (monthly)$2,709.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$263.17
Total monthly cost$2,972.86
Interest paid over 5-yr term$120,373.21
Balance at end of term$377,791.36
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$27,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,857.49
Cash Needed at Closing
Minimum down payment$27,500
Estimated Land Transfer Tax (LTT)$6,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
