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Property Type: Detached HouseOwnership: Freehold
108 WALSH CRESCENT
Stratford, ON N5A7X7
MLS® X13804630
$540,000
4 bed3.5 bath3 parking
Open House
Saturday, October 31
1:00 PM – 2:30 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 30.2 x 98.4 FT
- Frontage
- 30.2 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,268
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bathroom | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Bathroom | Second level | — |
| Family room | Basement | — |
Description
Semi-detached living doesn't get better than this. This home checks boxes you rarely find in one place. Four bedrooms - yes, four - give you the flexibility to grow, work from home, host guests, or finally claim the space you've been waiting for. The fully finished basement adds even more room to spread out: home gym, rec room, playroom, or a private retreat for the teens. Step outside to your backyard deck - the perfect spot for morning coffee, summer barbecues, or simply unwinding at the end of the day. And the location? Hard to beat. Walk to the grocery store the mall, and Walmart - everything you need is literally around the corner. Add in nearby parks, and this is the kind of street people stay on for decades. Homes like this don't come around often. Book your showing today! (id:63161)
Listing Information
- MLS®
- X13804630
- Data last synced
- October 29, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13804630
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.4% ($29,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$432,000.00
Periodic payment — Principal & Interest (monthly)$2,787.12
Additional monthly expenses (condo fees, tax, utilities, etc.)$355.67
Total monthly cost$3,142.78
Interest paid over 5-yr term$123,812.44
Balance at end of term$388,585.40
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,962.16
Cash Needed at Closing
Minimum down payment$29,000
Estimated Land Transfer Tax (LTT)$7,275
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
