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Property Type: Detached HouseOwnership: Freehold
373 WILLOW STREET
Stratford, ON N5A3B8
MLS® X13631878
$659,900
4 bed2 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 50 x 150 FT
- Frontage
- 50 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,002 (2026)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bathroom | Lower level | — |
| Recreational, Games room | Basement | — |
| Dining room | Main level | — |
| Laundry room | Basement | — |
| Utility room | Basement | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Lower level | — |
| Family room | Lower level | — |
Description
Welcome to this 4 bedroom 2 bathroom 4-Level Backsplit family home in a desirable sought after location. This home features a bright and inviting layout with well-proportioned principal rooms. The main living room has a large window and opens to the dining area. The kitchen has been updated and has a breakfast area with doors leading to a stamped concrete patio with pergola, a spacious fenced yard and storage shed. 3 generous bedrooms and an updated 4 pc bathroom complete the second floor. The 1st level down has the 4th bedroom that can be used as an office and is directly across from your own 3 pc bathroom. French doors lead to a quaint family room with wood fireplace. The lowest basement level has another finished rec-room with a bar. There is also a utility room / laundry room. Located close to schools, parks, shopping, and convenient transportation routes, it's a wonderful option for buyers seeking space, value, and a location that supports modern living. Don't miss the chance to make this inviting property your next home, call your REALTOR to view. *some photos digitally staged* *see downloads or ask REALTOR for extensive list of home improvements* (id:63159)
Listing Information
- MLS®
- X13631878
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13631878
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$527,920.00
Periodic payment — Principal & Interest (monthly)$3,405.96
Additional monthly expenses (condo fees, tax, utilities, etc.)$416.83
Total monthly cost$3,822.79
Interest paid over 5-yr term$151,303.39
Balance at end of term$474,865.75
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,798.87
Cash Needed at Closing
Minimum down payment$40,990
Estimated Land Transfer Tax (LTT)$9,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
