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Property Type: Detached HouseOwnership: Freehold
70 BEDFORD DRIVE
Stratford, ON N5A5J5
MLS® X13543062
$699,900
4 bed2.5 bath5 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 55.4 x 97.1 FT
- Frontage
- 55.4 feet
R2(1)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,745
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bathroom | Lower level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Bathroom | Upper Level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Bedroom 3 | Upper Level | — |
| Family room | Lower level | — |
| Bedroom 4 | Lower level | — |
Description
Completely updated throughout and move-in ready! Welcome to this solid 4-level backsplit with a detached garage, ideally situated on a spacious lot in one of the area's most sought-after, family-friendly neighbourhoods -- directly across from Bedford School. Offering 3+1 bedrooms and 2 full bathrooms, this home features a bright, inviting sunken living room with oversized windows that fill the space with natural light. The functional multi-level layout provides excellent separation of living spaces, making it ideal for growing families, multi-generational living, or those seeking added flexibility. The lower-level family room offers generous additional living space and includes a fourth bedroom, full bathroom, and a convenient walk-up to the backyard-perfect for guests, teenagers, or potential in-law accommodation. Extensive recent updates mean there's nothing left to do but move in. Enjoy a brand-new kitchen, updated bathroom vanities, new flooring throughout, fresh paint, and modern lighting and fixtures. Major mechanical updates include a new furnace and air conditioner (2025), while the steel roof, replaced approximately 10 years ago, provides lasting durability and peace of mind. Outside, you'll find a paved driveway, detached garage, and a generous backyard with plenty of room to relax, entertain, or play. Located within one of the area's most desirable school districts and surrounded by well-maintained homes, this is a rare opportunity to own a beautifully updated property in a location that continues to be in high demand. (id:63161)
Listing Information
- MLS®
- X13543062
- Data last synced
- October 23, 2026
Sutton Group - First Choice Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sutton Group - First Choice Realty Ltd.
MLS® Number: X13543062
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$395.42
Total monthly cost$4,007.83
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.00
Cash Needed at Closing
Minimum down payment$44,990
Estimated Land Transfer Tax (LTT)$10,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
