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Property Type: Detached HouseOwnership: Freehold
27 GREENWOOD DRIVE
Stratford, ON N5A7K1
MLS® X13220308
$499,900
3 bed2 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 54.7 x 100 FT
- Frontage
- 54.8 feet
R1(3)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,302 (2026)
Interior
- Basement
- Finished, Walk out, N/A
- Heating
- Baseboard heaters, Electric, Natural gas, Other
- Cooling / A/C
- Wall unit
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Other | Basement | — |
| Other | Basement | — |
| Recreational, Games room | Main level | — |
| Kitchen | Second level | — |
| Dining room | Second level | — |
| Living room | Second level | — |
| Bedroom | Third level | — |
| Bedroom | Third level | — |
| Primary Bedroom | Third level | — |
| Bathroom | Third level | — |
| Utility room | Basement | — |
Description
This spacious 4-level backsplit on Greenwood Drive offers a unique layout with plenty of room for families, featuring 3 bedrooms and 2 bathrooms. Set on a 54' x 100' fenced lot, the home offers multiple gathering spaces including a bright main floor living room and a comfortable lower level family room with walkout access to the backyard. Enjoy summer evenings on the large deck under the gazebo overlooking the manicured yard. Inside, two gas fireplaces provide warmth and comfort throughout much of the home. The versatile multi-level design offers separation of space while still feeling connected. Additional features include a 200 amp electrical panel, generous room sizes across all four levels, and a location on a well-established, sought-after street close to public transit, parks, and amenities. (id:63159)
Listing Information
- MLS®
- X13220308
- Tax assessment year
- 2026
- Data last synced
- October 18, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13220308
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
1.4 km away
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$358.50
Total monthly cost$2,938.65
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
