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Property Type: Detached HouseOwnership: Freehold
950 O'LOANE AVENUE
Stratford, ON N5A6S6
MLS® X13705442
$1,025,000
3 bed2 bath10 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 120 x 200 FT
- Frontage
- 120 feet
Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,714.76 (2025)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Dining room | Main level | — |
| Recreational, Games room | Basement | — |
| Exercise room | Basement | — |
| Utility room | Basement | — |
| Living room | Main level | — |
| Den | Main level | — |
| Mud room | Main level | — |
| Sunroom | Main level | — |
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
Description
This 3 bedroom, 2 bathroom three-level sidesplit sits on almost half an acre, offering a little bit of country while still being right in the City. Beautiful perennial gardens surround the property, with gardens throughout both the front and back yards, adding colour and interest from every angle. The large driveway provides plenty of parking for multiple cars. The home has been well cared for with lots of updates and offers plenty of space both inside and out. The updated kitchen features granite countertops and new vinyl laminate flooring that continues into the living room. A completely renovated 4-piece bathroom upstairs, main floor laundry and a 3-piece bathroom on the main level add to the convenience of the home. The sunroom is a great place to sit and take in the view of the beautifully landscaped backyard. And then there is the backyard! The 20' x 40' inground pool with waterfall is the centre of summer fun, surrounded by perennial gardens, a firepit area and multiple sitting areas. A gazebo leads to the Tiki bar, creating a space that can be enjoyed from both inside and outside the home. Inside, the Tiki room includes its own coffee and bar setup, making it a great spot for entertaining or relaxing with friends. The home also features a new gas furnace, newer central air and a rebuilt garage that has been completely finished inside and out with Trusscore walls and full insulation. With almost half an acre, beautiful gardens, plenty of parking, a fantastic pool area and spaces designed for entertaining and enjoying time at home, this is a property that offers something a little different while still being conveniently located in the City. (id:63159)
Listing Information
- MLS®
- X13705442
- Tax assessment year
- 2025
- Data last synced
- September 27, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13705442
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 10 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($77,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$820,000.00
Periodic payment — Principal & Interest (monthly)$5,290.36
Additional monthly expenses (condo fees, tax, utilities, etc.)$642.90
Total monthly cost$5,933.26
Interest paid over 5-yr term$235,014.36
Balance at end of term$737,592.65
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$77,500
Stress test qualifying rate8.19%
Payment you must qualify for$7,346.67
Cash Needed at Closing
Minimum down payment$77,500
Estimated Land Transfer Tax (LTT)$16,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$95,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
