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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
4 VANCE Crescent
Waterdown, ON L8B0B8
MLS® 40874179
59
Walk Score
19
Transit
46
Bike
$979,900
4 bed2 bath3 parking2,657 sqft
59
Walk Score
19
Transit
46
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 1
- Frontage
- 40 feet
R1-1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,259.38
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 9'7'' x 12'5'' |
| Laundry room | Basement | 9'4'' x 12'0'' |
| 3pc Bathroom | Basement | — |
| Recreation room | Basement | 30'9'' x 15'4'' |
| Bedroom | Basement | 15'2'' x 10'3'' |
| 5pc Bathroom | Main level | — |
| Bedroom | Main level | 10'11'' x 15'9'' |
| Bedroom | Main level | 9'11'' x 12'0'' |
| Primary Bedroom | Main level | 13'2'' x 13'6'' |
| Kitchen | Main level | 10'1'' x 13'9'' |
| Dining room | Main level | 10'6'' x 11'3'' |
| Living room | Main level | 17'5'' x 12'2'' |
Description
Backing onto greenspace with no rear neighbours, this meticulously maintained & tastefully updated raised bungalow enjoys a peaceful setting on a quiet crescent in Waterdown. With 3+1 bedrooms, 2 full bathrooms & a bright, open concept layout filled with natural light, this home combines comfortable everyday living with versatile space for the whole family. The main level features refinished hardwood flooring, pot lights, fresh paint throughout & a spacious living & dining area that flows into the kitchen, complete with an island, stainless steel appliances & new stove, dishwasher & microwave. Three generous bedrooms with new carpeting & a 5 piece bathroom with granite countertop complete the main floor. The fully finished lower level feels bright & inviting thanks to large above grade windows, with an expansive recreation room featuring a cozy gas fireplace, a spacious fourth bedroom, full bathroom, updated flooring & plenty of storage. A walkout provides direct access to the private backyard retreat, where a spacious deck, hot tub & two gazebos create an inviting setting to relax or entertain, all surrounded by peaceful greenspace. Located in a family friendly Waterdown neighbourhood close to parks, trails, schools, shopping & the amenities of Waterdown Village, with convenient access to Burlington, Highway 6 & major commuter routes. A thoughtfully cared for home where privacy, space & a beautiful natural backdrop come together. (id:63161)
Listing Information
- MLS®
- 40874179
- Data last synced
- October 30, 2026
Royal LePage Burloak Real Estate Services
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Burloak Real Estate Services
MLS® Number: 40874179
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$369/sqft
Building average
—
No other active listings in this building
461 - Waterdown East average
$498/sqft
20 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Halton Hills
15°C
Mainly Clear
Humidity 88%
Wind WNW 14 km/h
Tonight
7°
Friday
14°
Friday night
1°
Saturday
14°
Saturday night
4°
Sunday
16°
Source: Environment and Climate Change Canada.
Nearby Schools
| School |
|---|
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($72,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$783,920.00
Periodic payment — Principal & Interest (monthly)$5,057.59
Additional monthly expenses (condo fees, tax, utilities, etc.)$654.62
Total monthly cost$5,712.20
Interest paid over 5-yr term$224,673.73
Balance at end of term$705,138.58
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$72,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,031.95
Cash Needed at Closing
Minimum down payment$72,990
Estimated Land Transfer Tax (LTT)$16,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$90,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
