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Property Type: Condo / ApartmentOwnership: CondominiumRECENTLY LISTED
101 GOLDEN EAGLE Road Unit# 112
Waterloo, ON N2V1C3
MLS® 40873076
73
Walk Score
50
Transit
72
Bike
$389,900
2 bed1 bath1 parking730 sqftBuilt 2023
73
Walk Score
50
Transit
72
Bike
Amenities
Gym
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
RMU 20
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $608/mo
- Annual property tax
- $3,380.14
Maintenance Fee Includes
Also included: Landscaping, Insurance
Interior
- Basement
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 9'5'' x 9'11'' |
| Primary Bedroom | Main level | 9'7'' x 11'6'' |
| Living room | Main level | 10'0'' x 11'4'' |
| Kitchen | Main level | 5'1'' x 11'4'' |
Description
This 730 sq. ft. main floor two bedroom, one bathroom unit stands out with 13 ft ceilings and oversized windows that flood the space with natural light. Upgraded flooring, quartz countertops and sleek kitchen cabinets pair with stainless steel appliances, and a full size front load washer and dryer in the suite adds everyday convenience. Wide doors and a generously sized bathroom make the unit easy to convert to barrier-free, a rare find for buyers planning ahead or downsizing. The location keeps daily life simple. Shopping, the library, parks, schools and churches are all within walking distance. The Conestoga Expressway and GRT are close for commuters, and the universities, Laurel Creek Conservation Area and the town of St. Jacobs are just minutes away. Whether you are a first time buyer, an investor or looking to downsize, this condo fits. A short term occupancy license is already in place, making it a ready-made opportunity for an Airbnb operator. (id:63161)
Listing Information
- MLS®
- 40873076
- Data last synced
- October 24, 2026
C M A REALTY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: C M A REALTY LTD.
MLS® Number: 40873076
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$534/sqft
Building average
—
No other active listings in this building
442 - Lakeshore North average
$634/sqft
1 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$311,920.00
Periodic payment — Principal & Interest (monthly)$2,012.40
Additional monthly expenses (condo fees, tax, utilities, etc.)$926.32
Total monthly cost$2,938.72
Interest paid over 5-yr term$89,397.17
Balance at end of term$280,573.05
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,872.02
Cash Needed at Closing
Minimum down payment$19,495
Estimated Land Transfer Tax (LTT)$4,324
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,319
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
