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Property Type: Condo / ApartmentOwnership: Condominium
128 KING Street N Unit# 807
Waterloo, ON N2J0E9
MLS® 40802119
$374,999
2 bed1 bath1 parking655 sqft
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
RMU-60
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $412/mo
- Annual property tax
- $3,946.37
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Den | Main level | 8'7'' x 7'11'' |
| 4pc Bathroom | Main level | 5'3'' x 7'11'' |
| Laundry room | Main level | 3'1'' x 3'7'' |
| Primary Bedroom | Main level | 13'6'' x 9'8'' |
| Living room | Main level | 13'10'' x 9'6'' |
| Dining room | Main level | 9'0'' x 11'3'' |
| Kitchen | Main level | 8'7'' x 7'7'' |
| Foyer | Main level | 8'7'' x 4'0'' |
Description
Welcome to ONE28 – A Modern Luxury Condo in the Heart of Uptown Waterloo! Just steps from Wilfrid Laurier University and minutes from the University of Waterloo, this stylish and contemporary residence offers low maintenance fees and an impressive selection of upscale amenities. This bright and spacious 1 Bedroom plus Den, 1 Bathroom unit offers over 650 square feet of open concept living space, complete with a private balcony showcasing beautiful, unobstructed east facing views. The unit includes one parking space and a storage locker, adding to its everyday practicality. Upon entry, you’re welcomed by a thoughtfully designed foyer that flows into an upgraded L-shaped kitchen featuring tall cabinetry, quartz countertops and backsplash, full size stainless steel appliances, and a double sink. The kitchen opens seamlessly into an oversized living and dining area that leads directly to the balcony, creating an ideal space for entertaining or relaxing in the sun-filled interior. The primary bedroom is a serene retreat, highlighted by floor to ceiling windows that flood the room with natural light. The den offers versatile functionality and can easily be enclosed to create a second bedroom or used as a dedicated office space. A modern four piece bathroom is complemented by the convenience of in-suite laundry located just steps away. Residents of ONE28 enjoy a host of premium amenities including concierge service, a fully equipped gym and yoga studio, a party and media room, a rooftop terrace with BBQs, electric vehicle charging stations, and secure bike parking. Currently leased at $1,950 per month plus utilities, this unit presents a Prime opportunity for investors or first time home buyers looking to get into the market with a spacious 1+den unit that includes both parking and a locker. Don’t miss your chance to own in one of Waterloo’s most desirable addresses - book your showing today! (id:63161)
Listing Information
- MLS®
- 40802119
- Data last synced
- October 28, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40802119
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$573/sqft
Building average
—
No other active listings in this building
417 - Beechwood/University average
$507/sqft
51 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$299,999.00
Periodic payment — Principal & Interest (monthly)$1,935.49
Additional monthly expenses (condo fees, tax, utilities, etc.)$773.94
Total monthly cost$2,709.44
Interest paid over 5-yr term$85,980.58
Balance at end of term$269,850.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,750
Stress test qualifying rate8.19%
Payment you must qualify for$2,762.26
Cash Needed at Closing
Minimum down payment$18,750
Estimated Land Transfer Tax (LTT)$4,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,350
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
