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Property Type: Condo / ApartmentOwnership: Condominium
158 KING Street N Unit# 2101
Waterloo, ON N2J0E5
MLS® 40850825
$435,999
2 bed2 bath1 parking668 sqftBuilt 2017
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
GR
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $484/mo
- Annual property tax
- $3,566.33
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 11'1'' x 8'3'' |
| 3pc Bathroom | Main level | — |
| Primary Bedroom | Main level | 8'10'' x 10'0'' |
| Kitchen/Dining room | Main level | 18'4'' x 8'10'' |
Description
Sunlight, space, and an unbeatable Uptown Waterloo location! This bright fully furnished 2-bedroom, 2-bathroom condo features a spacious living area, in-suite laundry, and an oversized garage parking space. Walk to Uptown Waterloo, the University of Waterloo, Wilfrid Laurier University, shopping, restaurants, and the ION LRT. Enjoy fantastic building amenities including an exercise room, theatre room, and meeting room. A perfect opportunity for professionals, downsizers, students, or investors alike. All furniture included (except for bed/mattress in spare room). (id:63159)
Listing Information
- MLS®
- 40850825
- Data last synced
- September 15, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40850825
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$653/sqft
Building average
—
No other active listings in this building
114 - Uptown Waterloo/North Ward average
$530/sqft
35 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$348,799.00
Periodic payment — Principal & Interest (monthly)$2,250.33
Additional monthly expenses (condo fees, tax, utilities, etc.)$814.18
Total monthly cost$3,064.52
Interest paid over 5-yr term$99,966.80
Balance at end of term$313,745.83
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,800
Stress test qualifying rate8.19%
Payment you must qualify for$3,211.59
Cash Needed at Closing
Minimum down payment$21,800
Estimated Land Transfer Tax (LTT)$5,195
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,495
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
