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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
13 GATEVIEW Drive
Waterloo, ON N2T1A3
MLS® 40873085
67
Walk Score
48
Transit
79
Bike
$875,000
4 bed4.5 bath4 parking2,083 sqftBuilt 1980
67
Walk Score
48
Transit
79
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 2
- Frontage
- 48 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,803.48
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 9'0'' x 9'6'' |
| Utility room | Basement | 3'0'' x 10'8'' |
| Recreation room | Basement | 28'8'' x 21'5'' |
| Den | Basement | 14'8'' x 9'11'' |
| 4pc Bathroom | Basement | 10'1'' x 14'1'' |
| Primary Bedroom | Second level | 22'0'' x 10'10'' |
| Bedroom | Second level | 11'3'' x 10'3'' |
| Bedroom | Second level | 11'11'' x 9'11'' |
| Bedroom | Second level | 15'3'' x 10'0'' |
| 5pc Ensuite bath | Second level | 7'3'' x 7'9'' |
| 5pc Bathroom | Second level | 7'4'' x 7'6'' |
| Living room | Main level | 16'4'' x 13'9'' |
| Laundry room | Main level | 7'1'' x 8'3'' |
Description
Welcome Home. This beautiful and bright home features 4-bedroom, 4-bathroom with approximately 3,000 sq. ft. of living space designed for growing families and those who love to entertain. Perfectly positioned in a convenient location close to schools, parks, shopping, and everyday amenities, this home combines space, function, and timeless curb appeal. Step inside to discover a bright, welcoming interior filled with natural light throughout the day, creating a warm and inviting atmosphere across every level. Thoughtfully updated with major recent improvements including the roof, furnace, and air conditioning, this home provides peace of mind while offering exceptional comfort year-round. Outside, the impressive backyard retreat is highlighted by a stunning newer deck and professionally crafted armourstone retaining wall, creating the perfect setting for outdoor gatherings, relaxing evenings, or family enjoyment. Located in one of Waterloo's most desirable family-friendly communities, 13 Gateview Drive offers the rare opportunity to own a spacious, move-in-ready home in Westvale where pride of ownership is evident inside and out. Don't forget to check out the large shed or shop at the side of the property. A perfect blend of thoughtful updates, generous living space, and an unbeatable location. Furance & AC (2021), Roof (2020), Softener (2020), Kitchen Counters (2020), Deck (2024), Retaining wall (2021). (id:63161)
Listing Information
- MLS®
- 40873085
- Data last synced
- October 29, 2026
RED AND WHITE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RED AND WHITE REALTY INC.
MLS® Number: 40873085
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$420/sqft
Building average
—
No other active listings in this building
439 - Westvale average
$436/sqft
14 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($62,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$700,000.00
Periodic payment — Principal & Interest (monthly)$4,516.16
Additional monthly expenses (condo fees, tax, utilities, etc.)$587.62
Total monthly cost$5,103.79
Interest paid over 5-yr term$200,622.01
Balance at end of term$629,652.26
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$62,500
Stress test qualifying rate8.19%
Payment you must qualify for$6,299.91
Cash Needed at Closing
Minimum down payment$62,500
Estimated Land Transfer Tax (LTT)$13,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$77,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
