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Property Type: TownhouseOwnership: Condominium
15 - 360 ERBSVILLE ROAD
Waterloo, ON N2T2W2
MLS® X13737414
$649,000
2 bed3 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Bungalow
- Stories
- 1
MD3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $756/mo
- Annual property tax
- $5,042 (2026)
Maintenance Fee Includes
Also included: Parking
Interior
- Basement
- Partially finished, N/A
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Basement | — |
Description
Welcome to Unit 15 at 360 Erbsville Road. This end unit bungalow townhome has a double car garage and a walk out basement situated in the lifestyle Rembrandt Community of Upper Beechwood. The garage has a mobility ramp leading to the interior space. The main floor has a large bright primary bedroom with walk in closet and a 3 piece ensuite bath featuring a walk-in shower. Also on the main level is a second bedroom, 2 piece powder room and laundry closet. At the rear of the main floor is the living room with sliders to the private deck area, a dining room area and a great looking kitchen area. The main floor is carpet free and has hardwood flooring throughout. Downstairs we have a partially finished walk-out basement with plenty of storage areas, a 3 piece bathroom and another laundry area. Condo living at its best ! No snow to shovel or grass to mow. This condo is in prime location close to many amenities including restaurants, shopping, groceries, Laurel Creek, the Stork Family YMCA, kilometers of walking trails, and all the amenities at the Ira Needles Boardwalk complex. Nice community feel in this friendly complex truly an amazing location. (id:63159)
Listing Information
- MLS®
- X13737414
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13737414
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,176.60
Total monthly cost$4,526.30
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,722.80
Cash Needed at Closing
Minimum down payment$39,900
Estimated Land Transfer Tax (LTT)$9,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
