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Property Type: TownhouseOwnership: Condominium
2 - 427 KEATS WAY
Waterloo, ON N2L5S7
MLS® X13777502
$449,800
5 bed2 bath1 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $612/mo
- Annual property tax
- $3,439 (2026)
Maintenance Fee Includes
Water
Also included: Insurance, Parking
Interior
- Basement
- Finished, Walk-up, N/A, N/A
- Heating
- Forced air, Natural gas
Description
Welcome to 427 Keats Way Unit 2 - an unbeatable location for families and students alike. Ideally situated near both the University of Waterloo and Wilfrid Laurier University, this home is perfect for families with kids attending either university, or for those who simply want a quiet, convenient, family-friendly neighborhood. Close to Keats Way Public School and WCI Secondary School - a dream location for growing families. Steps to T&T Supermarket, parks, and public transit, and Waterloo parks are just minutes away. Carpet-free 3+2 bedroom, 2 full bathroom home with bright walkout basement. Recent updates include Nest thermostat, attic insulation, roof approximately 7-8 years old, brand new water softener, flooring (2022), range (2023), dryer (2024), and brand new range hood, windows, and doors (2026). Functional layout with spacious foyer and large closet. Upper level offers 3 bedrooms and a full bath; walkout basement features 2 additional bedrooms and another full bath - ideal for rental or extended family use. Extended view from the backyard. Condo fees include water. Wider driveway for potential 2nd parking (small vehicle). Seller has paid in full $60K for Major condo infrastructure replacement in 2023. Fantastic neighborhood popular with professionals, families, and students. Great opportunities for investors, move in ready. This townhome won't last. (id:63159)
Listing Information
- MLS®
- X13777502
- Tax assessment year
- 2026
- Data last synced
- October 1, 2026
HOMELIFE LANDMARK REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE LANDMARK REALTY INC.
MLS® Number: X13777502
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,840.00
Periodic payment — Principal & Interest (monthly)$2,321.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$898.58
Total monthly cost$3,220.15
Interest paid over 5-yr term$103,131.18
Balance at end of term$323,677.24
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,490
Stress test qualifying rate8.19%
Payment you must qualify for$3,313.25
Cash Needed at Closing
Minimum down payment$22,490
Estimated Land Transfer Tax (LTT)$5,471
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,461
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
