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Property Type: TownhouseOwnership: CondominiumNEW LISTING
4 - 423 KEATS WAY
Waterloo, ON N2L5S7
MLS® X14120184
48
Walk Score
48
Transit
87
Bike
$515,000
4 bed3.5 bath1 parking
48
Walk Score
48
Transit
87
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $607/mo
- Annual property tax
- $3,537.68 (2025)
Maintenance Fee Includes
Water
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to this charming 3-bedroom condo townhouse in Waterloo's desirable Beechwood/University neighborhood! This home features a functional layout, laminate floor throughout, and a finished basement providing additional versatile living space. The spacious living room offers a walk-out to the backyard, creating a seamless connection between indoor and outdoor living, perfect for enjoying fresh air, entertaining guests, or relaxing outdoors. An attached garage adds everyday convenience. Licensed as rental property, thousands spent for upgrade in compliance with city rental by-laws. Ideally located near the University of Waterloo and Wilfrid Laurier University, with easy access to public transit, shopping, and major amenities. A great opportunity for first-time homebuyers, families, and investors alike. Don't miss the opportunity to make this property your own! (id:63161)
Listing Information
- MLS®
- X14120184
- Tax assessment year
- 2025
- Data last synced
- October 28, 2026
HOMELIFE LANDMARK REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE LANDMARK REALTY INC.
MLS® Number: X14120184
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.1% ($26,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$412,000.00
Periodic payment — Principal & Interest (monthly)$2,658.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$902.04
Total monthly cost$3,560.12
Interest paid over 5-yr term$118,080.38
Balance at end of term$370,595.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,787.70
Cash Needed at Closing
Minimum down payment$26,500
Estimated Land Transfer Tax (LTT)$6,775
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
