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Property Type: TownhouseOwnership: Condominium
5 - 431 KEATS WAY
Waterloo, ON N2L5S7
MLS® X13743294
$518,000
3 bed2.5 bath2 parking
Amenities
Visitor Parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $607/mo
- Annual property tax
- $316,801
Maintenance Fee Includes
Water
Also included: Insurance
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Ground level | — |
| Primary Bedroom | Second level | — |
| Dining room | Ground level | — |
| Living room | Ground level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
END UNIT Townhouse: features with Laminate Flooring Throughout, Direct Garage Access to the House, All Kitchen Appliances and Heating Cooling System were replaced when the Owner moved in in 2020!! Park, School, Golf Course and Supermarket are across the street! Within 10 minutes' drive: University to Waterloo, T & T Supermarket, Costco. Within 20 Minutes to the KW Hospital and Downtown. Absolute Ideal Place for you and your family!!! (id:63159)
Listing Information
- MLS®
- X13743294
- Data last synced
- September 15, 2026
JDL REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: JDL REALTY INC.
MLS® Number: X13743294
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($26,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$414,400.00
Periodic payment — Principal & Interest (monthly)$2,673.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$27,007.31
Total monthly cost$29,680.88
Interest paid over 5-yr term$118,768.23
Balance at end of term$372,754.14
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,800
Stress test qualifying rate8.19%
Payment you must qualify for$3,808.64
Cash Needed at Closing
Minimum down payment$26,800
Estimated Land Transfer Tax (LTT)$6,835
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,135
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
