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Property Type: Condo / ApartmentOwnership: Condominium
2004 - 158 KING STREET N
Waterloo, ON N2J0E5
MLS® X13728000
$299,000
2 bed1 bath1 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $475/mo
- Annual property tax
- $3,179.62 (2026)
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
Description
Great opportunity to own Spotless 2 BR unit at vibrant University district. This bright and spacious 2 bedroom suite offering approximately 600 sq. ft. of thoughtfully designed living space on the 20th floor. Owner-occupied suite offering clear northeast views and An open-concept layout, floor-to-ceiling windows, and an abundance of natural light throughout. This move-in ready property features upscale finishes, including in-suite laundry, a modern kitchen with granite countertops, stainless steel appliances, integrated dishwasher, and microwave/range hood, and all furnishings included for your convenience. The primary bedroom features a mirrored closet and floor-to-ceiling windows , w/o expansive balcony your own. The second bedroom with closet and large window . The building boasts amenities such as a fully equipped gym, theatre room, separate study area, and convenient outdoor visitor parking. Situated in the Waterloo's most desirable locations, residents can enjoy leisurely strolls to nearby restaurants, shops, and cafes. steps from Wilfrid Laurier University, University of Waterloo, Conestoga College Waterloo Campus, LRT transit, parks, and everyday amenities. This exceptional unit also includes 1 underground parking space and the rare bonus of 2 storage lockers, offers outstanding value in a highly sought-after neighbourhood. (id:63159)
Listing Information
- MLS®
- X13728000
- Tax assessment year
- 2026
- Data last synced
- October 8, 2026
HOMELIFE LANDMARK REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE LANDMARK REALTY INC.
MLS® Number: X13728000
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$239,200.00
Periodic payment — Principal & Interest (monthly)$1,543.24
Additional monthly expenses (condo fees, tax, utilities, etc.)$740.18
Total monthly cost$2,283.42
Interest paid over 5-yr term$68,555.41
Balance at end of term$215,161.17
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,202.45
Cash Needed at Closing
Minimum down payment$14,950
Estimated Land Transfer Tax (LTT)$2,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,410
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
