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Property Type: Condo / ApartmentOwnership: Condominium
802 - 158 KING STREET N
Waterloo, ON N2J0E5
MLS® X13792264
$309,900
1 bed1 bath0 parking
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $479/mo
- Annual property tax
- $3,594.97
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
| Kitchen | Main level | — |
Description
Welcome to Unit 802 at 158 King Street North, Waterloo, a fantastic opportunity for homeowners, investors, or parents looking to secure a property for their child in one of Waterloo's most desirable locations. Offering approximately 700 square feet of thoughtfully designed living space, this carpet-free condo features 1 bed + DEN, 2 full bathrooms, and an open-concept layout that perfectly blends functionality and comfort. From the moment you step inside, you'll appreciate the modern vinyl flooring that flows throughout the unit, creating a clean and contemporary feel. The kitchen is equipped with stainless steel appliances, ample cabinetry, and plenty of workspace, making meal preparation both convenient and enjoyable. Overlooking the bright living and dining area, the open-concept design creates the perfect setting for entertaining guests, hosting dinner with friends, or simply relaxing after a long day. The well-designed floor plan offers two generously sized bedrooms and two full bathrooms, providing flexibility and privacy for roommates, professionals, students, or small families. Step outside onto your private balcony and enjoy sweeping views of Waterloo's vibrant cityscape. Located in the heart of Waterloo, you're just minutes from the University of Waterloo, Wilfrid Laurier University, Conestoga College, restaurants, cafes, parks, shopping, public transit, and countless everyday amenities. Whether you're looking for a place to call home, an investment property, or a smart purchase for a student attending university, this condo checks all the boxes. Don't miss your chance to own in a prime Waterloo location with exceptional convenience and long-term value. (id:63159)
Listing Information
- MLS®
- X13792264
- Data last synced
- October 20, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13792264
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($15,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$247,920.00
Periodic payment — Principal & Interest (monthly)$1,599.50
Additional monthly expenses (condo fees, tax, utilities, etc.)$778.98
Total monthly cost$2,378.48
Interest paid over 5-yr term$71,054.58
Balance at end of term$223,004.84
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$15,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,282.74
Cash Needed at Closing
Minimum down payment$15,495
Estimated Land Transfer Tax (LTT)$3,124
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,119
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
