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Property Type: Condo / ApartmentOwnership: Condominium
307 - 158 KING STREET
Waterloo, ON N2J2Y2
MLS® X13696202
$370,000
2 bed2 bath0 parking
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $492/mo
- Annual property tax
- $3,523.06
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | — |
Description
Discover urban living at its finest in this 2-bed, 2-bath corner-unit apartment, steps from the prestigious Waterloo & Wilfrid Laurier Universities. The thoughtful design of the unit maximizes every square foot to offer functionality, comfort, and convenience. Both bedrooms are generously sized with room to work and sleep, along with floor-to-ceiling windows that welcome natural sunlight and frame the scenic views of the surrounding areas. Best of all, the unit has 2 full washrooms, adding to the functionality for residents and guests alike. To top it off, the balcony offers scenic views of the city and surrounding parks, which is the perfect spot to enjoy your morning coffee or unwind in the evening. The building includes a private gym/fitness centre, study spaces and a party room to accommodate all your daily needs. The apartment is surrounded by a variety of trendy cafes, restaurants and transportation options so whether it's a short commute to work or quick access to cultural and recreational hotspots, everything is within reach. Whether you're a first-time buyer, a young professional, or an investor looking for a turnkey rental, this is the perfect opportunity for you. (id:63159)
Listing Information
- MLS®
- X13696202
- Data last synced
- September 15, 2026
CENTURY 21 PROPERTY ZONE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 PROPERTY ZONE REALTY INC.
MLS® Number: X13696202
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$296,000.00
Periodic payment — Principal & Interest (monthly)$1,909.69
Additional monthly expenses (condo fees, tax, utilities, etc.)$785.79
Total monthly cost$2,695.48
Interest paid over 5-yr term$84,834.45
Balance at end of term$266,252.96
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,500
Stress test qualifying rate8.19%
Payment you must qualify for$2,725.44
Cash Needed at Closing
Minimum down payment$18,500
Estimated Land Transfer Tax (LTT)$4,025
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,025
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
