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Property Type: Condo / ApartmentOwnership: Condominium
204 - 103 ROGERS STREET
Waterloo, ON N2J1A4
MLS® X13031438
$499,950
2 bed2 bath1 parking
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $502/mo
- Annual property tax
- $4,492.51
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Dining room | Main level | — |
Description
Location Location Location! Presenting a spacious luxury condominium in the heart of Waterloo.This prime location offers proximity to Wilfrid Laurier University, University of Waterloo, Hospital, Spur line trail, LTR, and Highway 85, Close proximity to All the bars and Restaurants. 2 Bed 2 Bathrooms, 1 parking, 932sqft Modern Kitchen W/Stainless Steel Appliances, Quartz Countertop, built-in microwave & vinyl flooring throughout. Master W/Walk in closet, 2nd bedroom w/closet, Highly upgraded with amazing layout, an-suite laundry, dedicated furnace & water heater. Open concept living & dining, walk out to open balcony. Abundant natural light close to great schools, the Go train, public transit, shopping, dining, hospitals, and parks, bike rack.Must view this beautiful upgraded unit. (id:63159)
Listing Information
- MLS®
- X13031438
- Data last synced
- September 15, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X13031438
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,998) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,960.00
Periodic payment — Principal & Interest (monthly)$2,580.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$876.78
Total monthly cost$3,457.18
Interest paid over 5-yr term$114,629.69
Balance at end of term$359,765.31
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,998
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.66
Cash Needed at Closing
Minimum down payment$24,998
Estimated Land Transfer Tax (LTT)$6,474
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,972
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
