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Property Type: Condo / ApartmentOwnership: Condominium
330 PHILLIP Street Unit# CP232
Waterloo, ON N2L3W9
MLS® 40862650
76
Walk Score
69
Transit
93
Bike
$585,000
2 bed2 bath854 sqft
76
Walk Score
69
Transit
93
Bike
Amenities
Gym
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
RN 25
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $464/mo
- Annual property tax
- $4,364
Maintenance Fee Includes
Also included: Insurance
Interior
- Basement
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Main level | — |
| 3pc Bathroom | Main level | — |
| Bedroom | Main level | 8'11'' x 10'7'' |
| Bedroom | Main level | 10'4'' x 9'3'' |
| Living room | Main level | 9'9'' x 10'11'' |
| Kitchen | Main level | 15'11'' x 14'11'' |
Description
This modern 3-occupancy suite in the prestigious ICON 330 building features an open-concept layout with a kitchen island and two full bathrooms. Located within walking distance to both Laurier and Waterloo Universities, this home offers the perfect blend of convenience and luxury. Enjoy top-tier amenities including concierge service, a gym, study lounge, basketball court, saunas, and games room. (id:63159)
Listing Information
- MLS®
- 40862650
- Data last synced
- September 15, 2026
Chestnut Park Realty Southwestern Ontario Ltd., Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Chestnut Park Realty Southwestern Ontario Ltd., Brokerage
MLS® Number: 40862650
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$685/sqft
Building average
—
No other active listings in this building
417 - Beechwood/University average
$504/sqft
51 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($33,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$468,000.00
Periodic payment — Principal & Interest (monthly)$3,019.38
Additional monthly expenses (condo fees, tax, utilities, etc.)$870.77
Total monthly cost$3,890.14
Interest paid over 5-yr term$134,130.15
Balance at end of term$420,967.51
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$33,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,276.19
Cash Needed at Closing
Minimum down payment$33,500
Estimated Land Transfer Tax (LTT)$8,175
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
