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Property Type: Detached HouseOwnership: Freehold
359 LEXINGTON ROAD
Waterloo, ON N2K2J9
MLS® X13531056
$1,020,000
4 bed4.5 bath8 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 65.6 x 148.2 FT
- Frontage
- 65.7 feet
SR3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,473.8
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Recreational, Games room | Basement | — |
| Bedroom 4 | Basement | — |
| Laundry room | Basement | — |
| Bathroom | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to the home that makes every day feel like a vacation. This meticulously maintained 2-storey family home offers beautifully finished living space across three levels, combining timeless character, thoughtful updates, and an incredible backyard retreat that will have you rethinking summer getaways. The spacious kitchen features an oversized island with seating, abundant cabinetry, and generous prep space that is perfect for hosting family gatherings, holiday celebrations. Large windows throughout fill the home with natural light, creating warm and inviting spaces. With 4 bedrooms and 4 bathrooms, there is room for the entire family to spread out. The recently renovated main bathroom offers a spa-like experience with a luxurious deep soaker tub and skylight to let in the sunshine. The fully finished basement provides exceptional flexibility with additional living space and recreation areas ideal for teens, guests, multi-generational living, or work from home. Step outside and discover what truly sets this property apart. The private backyard oasis features a luxurious heated in ground fiberglass pool surrounded by expansive patio space and mature landscaping. Whether you're entertaining guests, enjoying family time, or simply unwinding after work, this outdoor retreat delivers resort-style living right at home. Additional highlights include a durable steel roof, recently upgraded gas fireplace, double-car garage, parking for six vehicles, abundant storage throughout, and pride of ownership evident in every corner of the property. Every update has been thoughtfully completed, creating a home that is move-in ready and designed to be enjoyed for years to come. Located close to schools, parks, shopping, and everyday amenities, this is more than a home-it's a lifestyle. Don't miss your opportunity to own this exceptional family home, where unforgettable summers, effortless entertaining, and everyday comfort come together in one remarkable property. (id:63159)
Listing Information
- MLS®
- X13531056
- Data last synced
- September 18, 2026
Coldwell Banker Elevate Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Coldwell Banker Elevate Realty
MLS® Number: X13531056
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($77,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$816,000.00
Periodic payment — Principal & Interest (monthly)$5,264.56
Additional monthly expenses (condo fees, tax, utilities, etc.)$539.48
Total monthly cost$5,804.04
Interest paid over 5-yr term$233,867.95
Balance at end of term$733,994.64
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$77,000
Stress test qualifying rate8.19%
Payment you must qualify for$7,311.78
Cash Needed at Closing
Minimum down payment$77,000
Estimated Land Transfer Tax (LTT)$16,875
Legal / closing costs (typical estimate)$1,500
Total cash needed$95,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
