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Property Type: Detached HouseOwnership: Freehold
365 WOOLWICH Street
Waterloo, ON N2K0E7
MLS® 40867977
$1,450,000
7 bed5.5 bath5 parking4,380 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 42 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,535
Interior
- Basement
- Finished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Den | Basement | 7'0'' x 8'0'' |
| 4pc Bathroom | Basement | — |
| Bedroom | Basement | 17'5'' x 10'9'' |
| Kitchen | Basement | 14'8'' x 19'8'' |
| 5pc Bathroom | Third level | — |
| 5pc Bathroom | Third level | — |
| 5pc Ensuite bath | Third level | — |
| Bedroom | Third level | 11'11'' x 12'7'' |
| Bedroom | Third level | 13'8'' x 12'3'' |
| Bedroom | Third level | 10'0'' x 13'6'' |
| Bedroom | Third level | 10'1'' x 13'6'' |
| Primary Bedroom | Third level | 16'7'' x 18'11'' |
| Family room | Second level | 14'6'' x 12'0'' |
| Mud room |
Description
Welcome to 365 Woolwich Street, an exceptional executive home ideally positioned near the prestigious Kiwanis Park area, offering over 4,300 sq. ft. of beautifully finished living space with 7 bedrooms, 5 bathrooms, 2 kitchens, and multiple living areas. Designed for modern and multigenerational living, this beautifully maintained residence features soaring ceilings, elegant lighting, contemporary fireplaces, and stylish finishes throughout. Designed for everyday living and entertaining, the main kitchen features stainless steel appliances, a gas stove, built-in wall oven, extensive cabinetry, and a large centre island, flowing naturally into the dining area and complemented by two distinct living rooms. The outdoor patio extends the experience for summer dining and gatherings. The primary suite offers a private retreat, complete with a walk-in closet and gorgeous ensuite featuring a separate shower and soaker tub. Adding exceptional versatility is the additional private living space with its own well-appointed kitchen, featuring stainless steel appliances, built-in double wall ovens, and dishwasher—ideal for extended family, adult children, or guests who appreciate added independence and privacy while remaining connected under one roof. Ideally located near Kiwanis Park, trails, schools, shopping, and everyday amenities, this distinctive Waterloo home brings together luxury, space, and versatility for families to live, gather, and grow. (id:63161)
Listing Information
- MLS®
- 40867977
- Data last synced
- October 26, 2026
Keller Williams Innovation Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Keller Williams Innovation Realty
MLS® Number: 40867977
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$331/sqft
Building average
—
No other active listings in this building
120 - Lexington/Lincoln Village average
$413/sqft
21 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 8.3% ($120,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,160,000.00
Periodic payment — Principal & Interest (monthly)$7,483.93
Additional monthly expenses (condo fees, tax, utilities, etc.)$930.25
Total monthly cost$8,414.18
Interest paid over 5-yr term$332,459.33
Balance at end of term$1,043,423.75
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$120,000
Stress test qualifying rate8.19%
Payment you must qualify for$10,312.48
Cash Needed at Closing
Minimum down payment$120,000
Estimated Land Transfer Tax (LTT)$25,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$146,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
