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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
427A DAYNA CRESCENT
Waterloo, ON N2K3K7
MLS® X14115164
58
Walk Score
43
Transit
66
Bike
$599,999
3 bed2 bath2 parking
58
Walk Score
43
Transit
66
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 28 x 98 FT
- Frontage
- 28 feet
SD
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,709.55 (2026)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Basement | — |
| Office | Basement | — |
| Exercise room | Basement | — |
Description
The holiday season is all about gathering with family and friends, and what better place to make lasting memories than a home of your own? Welcome to this freehold, move-in ready gem in East Waterloo's sought-after Lexington/Lincoln Village neighbourhood. Offering 3 bedrooms, 2 full bathrooms, and a versatile flex space currently used as a gym that could easily serve as a 4th bedroom, this home offers plenty of room to suit your needs. Hardwood floors, abundant natural light, and an open-concept layout create a warm and welcoming main floor. The backsplit design extends the living space, with large basement windows and a natural gas fireplace creating a bright, cozy retreat. The fully fenced backyard and deck are perfect for summer BBQs, entertaining, or relaxing outdoors. Numerous updates add peace of mind, including a new front door (2025), windows (2015), roof (2019), furnace and A/C (2018), an owned tankless hot water heater (2024), and kitchen appliances. Set on a mature, tree-lined street, Dayna Crescent offers a quiet residential setting with convenient access to great schools, shopping, and major highways for an easy commute throughout Waterloo Region. With its inviting spaces, thoughtful updates, and fantastic location, this home is ready for you to settle and make it your own! (id:63161)
Listing Information
- MLS®
- X14115164
- Tax assessment year
- 2026
- Data last synced
- October 26, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: X14115164
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($35,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,999.00
Periodic payment — Principal & Interest (monthly)$3,096.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$309.13
Total monthly cost$3,405.92
Interest paid over 5-yr term$137,569.09
Balance at end of term$431,760.65
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$35,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.86
Cash Needed at Closing
Minimum down payment$35,000
Estimated Land Transfer Tax (LTT)$8,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
