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Property Type: Detached HouseOwnership: Freehold
380 GRANGEWOOD DRIVE
Waterloo, ON N2K2E6
MLS® X13779794
$779,000
3 bed2 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 40 x 91 FT
- Frontage
- 40 feet
SR1-10
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,726 (2025)
Interior
- Basement
- Finished, Separate entrance, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
Description
Turnkey bungalow versatility in desirable East Waterloo. Situated on a quiet crescent in the established Lincoln Heights neighbourhood, this well-maintained detached home offers a flexible main level featuring a bright, sun-filled kitchen and two spacious bedrooms easily converted back to a three-bedroom layout. A convenient side entrance leads directly to the fully finished lower level equipped with a second full kitchen, bedroom, den, full bathroom, and dedicated laundry, making it an ideal setup for an in-law suite, nanny suite, or income potential. Outside, the deep private backyard retreat includes a gazebo, garden area, storage shed, and parking space for three vehicles out front. Located minutes from Highway 85, Wilfrid Laurier University, University of Waterloo, Conestoga Mall, Lexington Park, and top local schools. (id:63159)
Listing Information
- MLS®
- X13779794
- Tax assessment year
- 2025
- Data last synced
- October 16, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X13779794
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($52,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$623,200.00
Periodic payment — Principal & Interest (monthly)$4,020.67
Additional monthly expenses (condo fees, tax, utilities, etc.)$310.50
Total monthly cost$4,331.17
Interest paid over 5-yr term$178,610.91
Balance at end of term$560,570.42
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$52,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,629.99
Cash Needed at Closing
Minimum down payment$52,900
Estimated Land Transfer Tax (LTT)$12,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
