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Property Type: Detached HouseOwnership: Freehold
577 WATERTON DRIVE
Waterloo, ON N2V2K5
MLS® X13856272
$1,300,000
5 bed4.5 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 65.9 x 117 FT ; 65.88ft x 117.01ft x 75.76ft x 117.51ft
- Frontage
- 65.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,151 (2025)
Interior
- Basement
- Finished, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bedroom | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Den | Second level | — |
| Recreational, Games room | Basement | — |
| Bedroom | Basement | — |
Description
Welcome To 577 Waterton Drive, A Beautiful Home On A Rare 65-Ft Extra-Wide Corner Lot In Waterloo's Desirable Conservation Meadows! Here Are 5 Reasons You'll Love This Home! 1 PRIME LOCATION: Ideally Situated Near Laurel Creek Conservation Area, Scenic Forested Trails, Parks, Schools, Shopping, St. Jacobs Farmers' Market And Waterloo's Universities, With Convenient Access To Major Expressways - Enjoy Nature And Everyday Convenience At Your Doorstep. 2 RARE CORNER LOT & OUTDOOR OASIS: Set On An Impressive 65-Ft Corner Lot, This Property Offers A Large, Private Backyard With Unobstructed Rear Views, Stone Patio, Gazebo And Extensive Landscaping, Perfect For Entertaining, Relaxing And Enjoying Outdoor Living. 3 ELEGANT FAMILY LIVING: The Bright Foyer Opens To Spacious Living And Dining Rooms With High Coffered Ceilings, Pot Lights, 9 Feet Ceilings And Hardwood Floors. The Family Room Features A Cozy Gas Fireplace And Walkout To The Backyard, While The Open-Concept Kitchen And Breakfast Area Offers Granite Countertops, Stainless Steel Appliances, Abundant Cabinetry, Pantries And Excellent Storage. 4 SPACIOUS BEDROOMS & FLEX SPACE: The Upper Level Features 3 Generous Bedrooms, Including A Spacious Primary Suite With Private Ensuite And Large Walk-In Closet, Plus A Versatile Den/Sitting Area With A Large Window, Ideal For A Home Office, Reading Area Or Family Retreat. 5 FINISHED BASEMENT & PARKING: The Fully Finished Basement With Separate Entrance Includes A Huge Recreation Room, 2 Bedrooms, 4-Piece Bathroom, Laundry And Cold Room, Offering Excellent Flexibility And In-Law Suite Potential. 5 Car Parking Including Attached 2-Car Garage, EV Charging, And Additional Fenced Side-Yard Parking Provides Room For Extra Vehicles, Trailer Or Boat. Freshly Painted With Upgraded Backyard Features And Light Fixtures. A Rare Opportunity To Own Space, Privacy, Nature And Lifestyle On One Of Conservation Meadows' Exceptional Lots - Surrounded By Nature, Yet Close To Everything! (id:63159)
Listing Information
- MLS®
- X13856272
- Tax assessment year
- 2025
- Data last synced
- October 5, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: X13856272
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$436/sqft
188 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($105,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,040,000.00
Periodic payment — Principal & Interest (monthly)$6,709.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$512.58
Total monthly cost$7,222.31
Interest paid over 5-yr term$298,066.99
Balance at end of term$935,483.36
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$105,000
Stress test qualifying rate8.19%
Payment you must qualify for$9,265.72
Cash Needed at Closing
Minimum down payment$105,000
Estimated Land Transfer Tax (LTT)$22,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$128,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
