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Property Type: Detached HouseOwnership: Freehold
530 PINERY Trail
Waterloo, ON N2V2S4
MLS® 40857923
$1,559,900
4 bed5 bath4 parking3,815 sqftBuilt 2018
Open House
Saturday, October 31
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 2
- Lot size
- 0.14 acres
- Frontage
- 50 feet
R
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $12,234
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Second level | — |
| 5pc Ensuite bath | Second level | — |
| 4pc Bathroom | Second level | — |
| 4pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 15'0'' x 17'10'' |
| Bedroom | Second level | 11'2'' x 15'4'' |
| Bedroom | Second level | 12'5'' x 14'4'' |
| Bedroom | Second level | 13'6'' x 10'1'' |
| 5pc Ensuite bath | Second level | — |
| Kitchen | Main level | 23'3'' x 11'3'' |
| Family room | Main level | 18'2'' x 14'8'' |
| Dining room | Main level | 14'1'' x 11'0'' |
| Living room | Main level | 13'3'' x 11'0'' |
| Laundry room |
Description
Welcome to this custom-built masterpiece in Waterloo’s highly desirable Conservation Meadows community. Offering over 3,800 sq. ft. of total size with 4 bedrooms, 5 bathrooms, and a versatile main-floor layout, this full-brick residence perfectly balances luxury finishes, functional design, and complete natural privacy with no rear neighbours. **Main Level** Grand Arrival: Front approach featuring an interlocking stone driveway and natural stone steps. Open-Concept Living: Hand-scraped hardwood flooring throughout, expansive windows framing unobstructed views of the backyard forest, a bright family room complete with a cozy fireplace, and direct walk-out access from the living room to a huge 26' x 14' deck overlooking the serene woods. Main Floor Suite / Flex Room: Dedicated office space that can easily serve as a main-floor bedroom, complemented by a full main-floor bathroom with a step-in shower—ideal for seniors or multi-generational living. Chef’s Kitchen:Sprawling 14-foot centre island and a functional butler’s pantry for seamless entertaining. **Upper Level** Primary Retreat:Features a custom dressing room, walk-in closets with built-in cabinetry, and a 5-piece ensuite with an glass shower and a soaking tub. Additional Bedrooms: 3 generously sized secondary bedrooms, each complete with its own dedicated bathroom for ultimate convenience and privacy. **Walk-Out Basement** Lower Level Living: Expansive walk-out basement flowing directly to the private backyard, offering scenic greenspace views and potential for customized future development or recreation space. **Property & Location** Exterior: Fully landscaped yard complete with garden beds, mature fruit trees, and berry bushes. Setting: Backs directly onto Stamm Woodlot with over 6 km of scenic walking trails right outside your door. Location: Minutes from St. Jacobs Farmers' Market, Laurel Creek Conservation Area, top-rated schools, and key local amenities. (id:63161)
Listing Information
- MLS®
- 40857923
- Data last synced
- October 29, 2026
Peak Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Peak Realty Ltd.
MLS® Number: 40857923
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$409/sqft
Building average
—
No other active listings in this building
441 - Erbsville/Laurelwood average
$414/sqft
19 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($311,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,247,920.00
Periodic payment — Principal & Interest (monthly)$8,051.16
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,210.50
Total monthly cost$9,261.66
Interest paid over 5-yr term$357,657.46
Balance at end of term$1,122,508.08
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$311,980
Stress test qualifying rate8.19%
Payment you must qualify for$9,676.05
Cash Needed at Closing
Minimum down payment$311,980
Estimated Land Transfer Tax (LTT)$27,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$341,153
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
