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Property Type: Condo / ApartmentOwnership: CondominiumNEW LISTING
806 - 181 KING STREET S
Waterloo, ON N2J0E7
MLS® X14120226
98
Walk Score
60
Transit
97
Bike
$398,000
1 bed1 bath0 parking
98
Walk Score
60
Transit
97
Bike
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $610/mo
- Annual property tax
- $3,868.8
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
Description
**UPTOWN WATERLOO LIVING WITH A RARE 183 SQ. FT. PRIVATE BALCONY!** Welcome to Circa 1877, where modern design, exceptional amenities, and an unbeatable location come together! This bright and spacious suite offers over 700 sq. ft. of interior living space, complemented by an impressive 183 sq. ft. private balcony - an incredible extension of your living space that's perfect for morning coffee, outdoor dining, or simply unwinding. Inside, floor-to-ceiling windows fill the open-concept living and dining areas with natural light, while the contemporary kitchen offers a stylish and functional space for everyday living and entertaining. Enjoy a lifestyle that goes well beyond your front door with resort-inspired amenities including a rooftop saltwater pool with cabanas, fitness centre, indoor and outdoor yoga studios, co-working spaces, guest suites, and a stunning sky terrace with BBQs and fire tables. Located in the heart of Uptown Waterloo, you're steps from restaurants, cafes, shopping, entertainment, and the ION Light Rail, with convenient access to the University of Waterloo, Wilfrid Laurier University, and the region's growing technology and employment hubs. Whether you're a professional looking for a vibrant urban lifestyle, a buyer seeking low-maintenance living, or an investor exploring an established rental market, this condo offers an exciting opportunity to own in one of Waterloo's most recognizable residences. **MORE SPACE TO LIVE, MORE ROOM TO ENJOY, AND EVERYTHING UPTOWN WATERLOO HAS TO OFFER RIGHT OUTSIDE YOUR DOOR!** (id:63161)
Listing Information
- MLS®
- X14120226
- Data last synced
- October 28, 2026
RIGHT AT HOME REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RIGHT AT HOME REALTY
MLS® Number: X14120226
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$318,400.00
Periodic payment — Principal & Interest (monthly)$2,054.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$932.48
Total monthly cost$2,986.69
Interest paid over 5-yr term$91,254.36
Balance at end of term$286,401.83
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,900
Stress test qualifying rate8.19%
Payment you must qualify for$2,931.69
Cash Needed at Closing
Minimum down payment$19,900
Estimated Land Transfer Tax (LTT)$4,445
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,845
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
