Loading…
Property Type: Condo / ApartmentOwnership: Condominium
807 - 128 KING STREET
Waterloo, ON N2J0E9
MLS® X12754444
$374,999
2 bed1 bath1 parking
Amenities
GymConciergeVisitor Parking
Also listed: Storage - Locker, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
RMU-60
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $412/mo
- Annual property tax
- $3,946.37 (2025)
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Flat | — |
| Kitchen | Flat | — |
| Den | Flat | — |
| Dining room | Flat | — |
| Living room | Flat | — |
| Primary Bedroom | Flat | — |
| Laundry room | Flat | — |
Description
Welcome to ONE28 - A Modern Luxury Condo in the Heart of Uptown Waterloo! Just steps from Wilfrid Laurier University and minutes from the University of Waterloo, this stylish and contemporary residence offers low maintenance fees and an impressive selection of upscale amenities. This bright and spacious 1 Bedroom plus Den, 1 Bathroom unit offers over 650 square feet of open concept living space, complete with a private balcony showcasing beautiful, unobstructed east facing views. The unit includes one parking space and a storage locker, adding to its everyday practicality. Upon entry, you're welcomed by a thoughtfully designed foyer that flows into an upgraded L-shaped kitchen featuring tall cabinetry, quartz countertops and backsplash, full size stainless steel appliances, and a double sink. The kitchen opens seamlessly into an oversized living and dining area that leads directly to the balcony, creating an ideal space for entertaining or relaxing in the sun-filled interior. The primary bedroom is a serene retreat, highlighted by floor to ceiling windows that flood the room with natural light. The den offers versatile functionality and can easily be enclosed to create a second bedroom or used as a dedicated office space. A modern four piece bathroom is complemented by the convenience of in-suite laundry located just steps away. Residents of ONE28 enjoy a host of premium amenities including concierge service, a fully equipped gym and yoga studio, a party and media room, a rooftop terrace with BBQs, electric vehicle charging stations, and secure bike parking. Currently leased at $1,950 per month plus utilities, this unit presents a Prime opportunity for investors or first time home buyers looking to get into the market with a spacious 1+den unit that includes both parking and a locker. Don't miss your chance to own in one of Waterloo's most desirable addresses - book your showing today! (id:63159)
Listing Information
- MLS®
- X12754444
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X12754444
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$299,999.00
Periodic payment — Principal & Interest (monthly)$1,935.49
Additional monthly expenses (condo fees, tax, utilities, etc.)$740.94
Total monthly cost$2,676.44
Interest paid over 5-yr term$85,980.58
Balance at end of term$269,850.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,750
Stress test qualifying rate8.19%
Payment you must qualify for$2,762.26
Cash Needed at Closing
Minimum down payment$18,750
Estimated Land Transfer Tax (LTT)$4,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,350
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
