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Property Type: Condo / ApartmentOwnership: Condominium
G514 - 275 LARCH STREET
Waterloo, ON N2L3R2
MLS® X13567556
$254,900
1 bed1 bath0 parking
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $301/mo
- Annual property tax
- $2,192
Maintenance Fee Includes
Also included: Common Area Maintenance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Flat | — |
| Dining room | Flat | — |
| Bedroom | Flat | — |
Description
High-Demand Waterloo Location - Ideal for Investors, Students, First-Time Buyers, or Professionals. Welcome to this bright and well-maintained approximately 500 sq. ft. condo in one of Waterloo's most sought-after locations. Whether you're an investor, a parent looking to purchase for a student, or a single professional or couple seeking an affordable home, this unit offers exceptional value. Located within easy walking distance of Wilfrid Laurier University, University of Waterloo, Conestoga College Waterloo Campus, grocery stores, restaurants, cafés, and everyday amenities, this property is perfectly positioned in the heart of Waterloo's vibrant university district. The thoughtfully designed layout features a spacious bedroom with an extra-wide closet, a bright open-concept living area, and a modern kitchen complete with stainless steel appliances, a dishwasher, and granite countertops. Quality flooring runs throughout the unit, and the convenience of in-suite laundry makes everyday living easy. Step out onto the Juliette balcony to enjoy fresh air and natural light. Residents of Building "G" enjoy excellent amenities, including a rooftop terrace and secure bike storage, with a newly added fitness centre and theatre room enhancing the lifestyle even further. For added convenience, the existing furniture can be included, making this an easy turnkey investment or move-in-ready home. this is an outstanding opportunity to own in one of Waterloo's strongest rental and investment markets. Why rent when you can own in this spectacular location? (id:63159)
Listing Information
- MLS®
- X13567556
- Data last synced
- September 15, 2026
RE/MAX PRESIDENT REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX PRESIDENT REALTY
MLS® Number: X13567556
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($12,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$203,920.00
Periodic payment — Principal & Interest (monthly)$1,315.62
Additional monthly expenses (condo fees, tax, utilities, etc.)$483.63
Total monthly cost$1,799.25
Interest paid over 5-yr term$58,444.06
Balance at end of term$183,426.70
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$12,745
Stress test qualifying rate8.19%
Payment you must qualify for$1,877.61
Cash Needed at Closing
Minimum down payment$12,745
Estimated Land Transfer Tax (LTT)$2,299
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,544
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
