Loading…
Property Type: Condo / ApartmentOwnership: Condominium
F202 - 275 LARCH STREET
Waterloo, ON N2L0J3
MLS® X12482997
$319,900
1 bed1 bath0 parking
Amenities
Visitor Parking
Property Details
Property & Lot
- Sub-type
- Apartment
Residential (R)
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $282/mo
- Annual property tax
- $2,184.84
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
Description
Ideal for university parents and investors. Vacant possession available. Situated just minutes from Wilfrid Laurier University and the University of Waterloo, and close to ION/LRT transit and Highway 7/8, this property ensures convenient access to all essentials. This one-bedroom and one-full bathroom condo is fully furnished and features stainless steel kitchen appliances, carpet-free living spaces, a Juliette balcony and an open-concept living area as well as a private in-suite laundry. Additional valuable amenities include commercial softener and hot water tank in the building so no need to pay for any rental equipment that other buildings might charge unit owners. As well as Internet, water, and heat included in the condo fees only hydro is extra. (id:63159)
Listing Information
- MLS®
- X12482997
- Data last synced
- September 15, 2026
Right At Home Realty, Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Right At Home Realty, Brokerage
MLS® Number: X12482997
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of The Oakville, Milton & District Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($15,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$255,920.00
Periodic payment — Principal & Interest (monthly)$1,651.11
Additional monthly expenses (condo fees, tax, utilities, etc.)$463.72
Total monthly cost$2,114.83
Interest paid over 5-yr term$73,347.41
Balance at end of term$230,200.87
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$15,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,356.40
Cash Needed at Closing
Minimum down payment$15,995
Estimated Land Transfer Tax (LTT)$3,274
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,769
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
