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Property Type: Condo / ApartmentOwnership: Condominium
F504 - 275 LARCH STREET
Waterloo, ON N2L3R2
MLS® X13534976
$329,900
2 bed1 bath0 parking
Amenities
Also listed: Recreation Centre
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $294/mo
- Annual property tax
- $2,274 (2025)
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | — |
| Primary Bedroom | Main level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
Description
Welcome To "The Block"! This Modern Mid-Rise, Corner Unit, Fully Furnished Two bed one washroom In One Of Waterloo's Most Sought-After Locations-Perfect For Students, Young Professionals, Investors, And First-Time Buyers. Bright And Functional Layout With Excellent Bedroom Separation, Spacious Living Area, A Large Private Balcony And The Living/Dining Area-Ideal For Studying Or Relaxing Outdoors. Move-In Or Rent-Ready And Sold Fully Furnished, Including: 2 Beds, 2 Mattresses, 2 Desks, Wardrobe, Couch, Coffee Table, 2 Bedside Tables, Kitchen Table With 4 Chairs, TV And TV Stand. Low Maintenance Fees Include Internet And Water, Making Ownership Both Convenient And Cost-Effective! Ideally Located Within Walking Distance To Groceries, Health Clinics, Shopping, Fitness Centres, Restaurants, And Everyday Amenities. Just Steps From University Of Waterloo, Wilfrid Laurier University, And Conestoga College, With Easy Access To Transit And Major Tech Employers Such As Google, OpenText, BlackBerry And More. Restaurants And Grocery Stores Nearby Stay Open Late-Perfect For Late-Night Study Sessions, Evening Classes, Or Professionals Working Extended Hours. (id:63159)
Listing Information
- MLS®
- X13534976
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
HOMELIFE SUPERSTARS REAL ESTATE LIMITED
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE SUPERSTARS REAL ESTATE LIMITED
MLS® Number: X13534976
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($16,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$263,920.00
Periodic payment — Principal & Interest (monthly)$1,702.72
Additional monthly expenses (condo fees, tax, utilities, etc.)$483.03
Total monthly cost$2,185.75
Interest paid over 5-yr term$75,640.23
Balance at end of term$237,396.89
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$16,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,430.06
Cash Needed at Closing
Minimum down payment$16,495
Estimated Land Transfer Tax (LTT)$3,424
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,419
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
