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Property Type: Condo / ApartmentOwnership: Condominium
G204 - 275 LARCH STREET
Waterloo, ON N2L0J4
MLS® X13106028
$344,900
2 bed1 bath0 parking
Amenities
Visitor Parking
Property Details
Property & Lot
- Sub-type
- Apartment
RN6
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $314/mo
- Annual property tax
- $2,274
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
Description
Perfect For Investors Or University Parents. Vacant Possession Available. Unbeatable Location, Few Minutes Walk From Both Wilfred Laurier University And The University Of Waterloo, While Close To Ion/Lrt Transit And 5 Mins To Highway 7/8. Very Bright Fully Furnished Two-Bedroom and One Full Bathroom Modern Condo With Huge Balcony To Enjoy. Features All Kitchen Stainless Steel Appliances, Carpet-Free Living Spaces Throughout, And An Open-Concept Living Area. Private In Suite Laundry. Internet, Water, And Heat Included In The Condo Fees. Only Hydro Is Extra. (id:63161)
Listing Information
- MLS®
- X13106028
- Data last synced
- October 28, 2026
Right At Home Realty, Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Right At Home Realty, Brokerage
MLS® Number: X13106028
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of The Oakville, Milton & District Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$275,920.00
Periodic payment — Principal & Interest (monthly)$1,780.14
Additional monthly expenses (condo fees, tax, utilities, etc.)$503.16
Total monthly cost$2,283.30
Interest paid over 5-yr term$79,079.47
Balance at end of term$248,190.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,245
Stress test qualifying rate8.19%
Payment you must qualify for$2,540.55
Cash Needed at Closing
Minimum down payment$17,245
Estimated Land Transfer Tax (LTT)$3,649
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,394
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
