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Property Type: Condo / ApartmentOwnership: Condominium
S- 2225 - 145 COLUMBIA STREET W
Waterloo, ON N2L0K7
MLS® X14100624
48
Walk Score
45
Transit
85
Bike
$419,999
2 bed1 bath0 parking
48
Walk Score
45
Transit
85
Bike
Amenities
Gym
Also listed: Recreation Centre, Sauna
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $315/mo
- Annual property tax
- $3,294
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | — |
| Den | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
Description
Welcome to this Bright, Fully Furnished, move in ready unit on the 22nd floor with a clear/ unobstructed views + floor to ceiling windows bringing in lots of natural light. This unit in the South Tower is walking distance to both Wilfrid Laurier University and the University of Waterloo. Low maintenance fees! Functional 1 bedroom + den layout, with the separate den set up as a 2nd bedroom. Open concept living/ kitchen area with modern finishes throughout. Quartz countertops, breakfast bar, stainless steel appliances + light colour finishes with Vinyl floors+ in unit laundry+ good storage space. All existing furniture is included, making this a turnkey student rental or move in ready home for yourself! Great option for parents looking for a place for their university student, investors, or anyone wanting the convenience of living close to campus. Amazing building amenities - Fitness Centre, Yoga Studio, Sauna, Indoor Basketball Court, Movie Theatre, Games Room with billiards/ ping pong, Business Lounge with meeting rooms + Rooftop. On site Starbucks, Walking distance to restaurants/ cafes/ takeout spots and University Shops Plaza, with nearby grocery stores, Waterloo Park + trails. Easy access to GRT bus routes and the University of Waterloo ION station across the street, with Uptown Waterloo + Conestoga Mall a short transit ride away. A convenient location for school, work + everyday living! (id:63161)
Listing Information
- MLS®
- X14100624
- Data last synced
- October 21, 2026
RIGHT AT HOME REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RIGHT AT HOME REALTY
MLS® Number: X14100624
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$335,999.00
Periodic payment — Principal & Interest (monthly)$2,167.75
Additional monthly expenses (condo fees, tax, utilities, etc.)$589.91
Total monthly cost$2,757.66
Interest paid over 5-yr term$96,298.28
Balance at end of term$302,232.19
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,093.74
Cash Needed at Closing
Minimum down payment$21,000
Estimated Land Transfer Tax (LTT)$4,875
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
