Loading…
Property Type: Detached HouseOwnership: Freehold
15 SHEPHARD PLACE
Wilmot, ON N3A2E4
MLS® X13689892
$1,199,900
4 bed3 bath10 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 109.9 x 199 FT
- Frontage
- 109.1 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,790.22 (2026)
Interior
- Basement
- Finished, Full, Walk-up, N/A, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Kitchen | Basement | — |
| Bedroom 3 | Basement | — |
| Bedroom 4 | Basement | — |
| Office | Basement | — |
| Bathroom | Basement | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Laundry room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
Description
Welcome to this beautifully maintained bungalow situated on a just over 1/2-acre landscaped lot in one of New Hamburg's most sought-after neighbourhoods. Offering exceptional space, versatility, and a prime location just 15 minutes to Kitchener and 20 minutes to Stratford, this home is perfect for families, multi-generational living, or those seeking room to grow. The main floor features a spacious primary suite complete with a stunning coffered ceiling, walk-in closet, and beautifully updated 5-piece ensuite. Engineered hardwood floor flows throughout much of the main level, where you'll also find a bright living room with a cozy gas fireplace, a spacious kitchen with dinette, and a large dining room that could easily serve as a family room. A second bedroom, convenient 4-piece bathroom, and laundry/mudroom with direct access to the double car garage complete the main floor. Enjoy your morning coffee or evening sunsets from the inviting wraparound front porch. The finished lower level offers incredible additional living space, featuring a large rec room with a second gas fireplace, a full second kitchen, two more bedrooms, and office, an updated 4- piece bathroom, and abundant storage. Outside, you'll appreciate the expansive pool-sized backyard, beautifully landscaped grounds, a composite deck ideal for entertaining, a storage shed with hydro, and a large newer concrete driveway with plenty of parking. This is a rare opportunity to enjoy country-sized living with all the conveniences of town just minutes away! (id:63161)
Listing Information
- MLS®
- X13689892
- Tax assessment year
- 2026
- Data last synced
- October 25, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13689892
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
22,398
(2021 Census)
+3.9% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($94,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$959,920.00
Periodic payment — Principal & Interest (monthly)$6,193.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$565.85
Total monthly cost$6,758.93
Interest paid over 5-yr term$275,115.83
Balance at end of term$863,451.14
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$94,990
Stress test qualifying rate8.19%
Payment you must qualify for$8,567.19
Cash Needed at Closing
Minimum down payment$94,990
Estimated Land Transfer Tax (LTT)$20,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
