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Property Type: Detached HouseOwnership: Freehold
99 STIEFELMEYER CRESCENT
Wilmot, ON N3A4K6
MLS® X14034696
$819,900
3 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 38.7 x 113.2 FT
- Frontage
- 38.8 feet
2C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,724.75 (2026)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Other | Basement | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 99 Stiefelmeyer Crescent, a 3-bedroom, 3-bathroom two-storey home in Baden with a backyard built for entertaining. The brick-and-siding exterior, covered front porch, double garage, and wide concrete driveway make a great first impression. Inside, a tiled foyer opens to a bright main floor, where the living room has warm hardwood-style flooring and large windows and flows into the dining area. The eat-in kitchen has wood cabinetry, a tile backsplash, stainless steel appliances, and a peninsula with extra counter space. Sliding doors lead from the dining area to the backyard. Out back you'll find a large deck, an above-ground pool, and a hot tub in its own pergola, all in a fenced yard. Upstairs, the primary bedroom is bright and roomy, and two more bedrooms are ready for kids, guests, or a home office. The finished basement adds 741 sq ft of living space, with a pool table area and a bar for game nights and hosting friends. Baden offers small-town charm with quick access to Kitchener-Waterloo and Highway 7/8. (id:63159)
Listing Information
- MLS®
- X14034696
- Tax assessment year
- 2026
- Data last synced
- October 18, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: X14034696
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
22,398
(2021 Census)
+3.9% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 7.0% ($56,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$655,920.00
Periodic payment — Principal & Interest (monthly)$4,231.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$393.73
Total monthly cost$4,625.50
Interest paid over 5-yr term$187,988.56
Balance at end of term$590,002.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$56,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,915.41
Cash Needed at Closing
Minimum down payment$56,990
Estimated Land Transfer Tax (LTT)$12,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$71,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
