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Property Type: Detached HouseOwnership: Freehold
8 CHANCELLOR DRIVE
Woolwich, ON N0B2M1
MLS® X13837660
$1,199,900
4 bed3 bath6 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 77 x 173.9 FT
- Frontage
- 77 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,432 (2026)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Other | Basement | — |
| Cold room | Basement | — |
| Bedroom | Basement | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Laundry room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Recreational, Games room | Basement | — |
| Other | Basement | — |
Description
Heavenly in Heidelberg! Welcome to 8 Chancellor Drive - a rare opportunity to own an exceptional custom-built Richard Frede bungalow, lovingly maintained by it's original owners and offered for sale for the very first time! Set on an impressive 77x178 lot (approx 0.31-acre), this 3+1 bedroom, 2+1 bathroom home delivers over 3,200 square feet of beautifully finished living space. Step inside and appreciate 9' main-floor ceilings and a spectacular 14' vaulted ceiling in the Great Room where a cozy gas fireplace creates an unforgettable heart of the home. The bright, spacious layout offers wonderful flexibility for everyday living, working and entertaining. Outside, enjoy room to breathe with a stamped concrete patio, partially fenced yard, legal fire pit, 12'x12' shed, and underground front sprinklers. A double garage and concrete driveway provide parking for up to 6 vehicles. Experience peaceful small-town living surrounded by beautiful countryside, yet only 10 minutes to Waterloo and minutes from St. Jacobs Farmer's Market, local shops, farms and amenities. Country charm, exceptional space and city convenience - all in one remarkable home! (id:63159)
Listing Information
- MLS®
- X13837660
- Tax assessment year
- 2026
- Data last synced
- October 18, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13837660
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Woolwich average
$567/sqft
3 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
26,999
(2021 Census)
+8% since 2016
Density: 82.7/km²
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Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($94,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$959,920.00
Periodic payment — Principal & Interest (monthly)$6,193.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$536.00
Total monthly cost$6,729.08
Interest paid over 5-yr term$275,115.83
Balance at end of term$863,451.14
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$94,990
Stress test qualifying rate8.19%
Payment you must qualify for$8,567.19
Cash Needed at Closing
Minimum down payment$94,990
Estimated Land Transfer Tax (LTT)$20,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
