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Property Type: Detached HouseOwnership: Freehold
117 WILLIAM STREET
Brantford, ON N3T3K9
MLS® X13830088
$729,900
3 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2.5
- Lot size
- 31 x 121.8 FT
- Frontage
- 31 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,318
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Family room | Third level | — |
| Den | Third level | — |
| Utility room | Basement | — |
| Bedroom | Second level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Den | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
| Kitchen | Second level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 117 William Street, Brantford - a beautifully upgraded and renovated property offering a blend of character, modern finishes and excellent functionality. This move-in-ready home features a newly renovated kitchen, new bathrooms and modern laminate flooring throughout, complemented by some updated windows, a newer roof and a spacious front porch. The property offers a versatile layout with potential for one or two living units, providing flexibility for homeowners, extended families or investors, subject to applicable requirements and approvals. The updated interior offers comfortable living spaces and the opportunity to enjoy the benefits of a thoughtfully renovated home without the need for major renovations. Conveniently located close to schools, shopping, restaurants, parks, public transit and major highway routes, this property provides easy access to everyday amenities and commuting routes. An excellent opportunity for those seeking a renovated home with flexible living arrangements and potential rental income. (id:63159)
Listing Information
- MLS®
- X13830088
- Data last synced
- September 28, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X13830088
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($47,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$583,920.00
Periodic payment — Principal & Interest (monthly)$3,767.25
Additional monthly expenses (condo fees, tax, utilities, etc.)$276.50
Total monthly cost$4,043.75
Interest paid over 5-yr term$167,353.15
Balance at end of term$525,237.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,287.35
Cash Needed at Closing
Minimum down payment$47,990
Estimated Land Transfer Tax (LTT)$11,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
