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Property Type: Detached HouseOwnership: Freehold
268 GREY STREET
Brantford, ON N3S4W8
MLS® X13720716
$432,900
3 bed1 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 36.8 x 203.8 FT
- Frontage
- 36.9 feet
R
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,720 (2025)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Main level | — |
| Dining room | Main level | — |
| Recreational, Games room | Basement | — |
Description
Charming Brantford Home with a Gardener's Dream Backyard. Cute, cozy, and wonderfully maintained, this charming Brantford home is full of possibilities! Whether you're looking for the perfect starter home, a comfortable place to downsize, or simply a home with room to grow, this one is worth a look.The real showstopper is the giant backyard, beautifully filled with established perennials and plenty of space to enjoy the outdoors. If you love gardening, entertaining, relaxing in the sunshine, or creating your own backyard oasis, you'll love what this property has to offer.Inside, the home offers a practical layout with two cozy bedrooms upstairs, while one of the bedrooms could also provide the flexibility to be used on the main floor depending on your needs. The large basement rec room adds valuable extra living space - perfect for a family room, home office, hobby area, playroom, or whatever suits your lifestyle.Well maintained and offering lots of parking, this home combines comfort, flexibility, and outdoor space in a great Brantford location.A sweet home with a big backyard and plenty of potential - come see why this could be the perfect next chapter for you! (id:63159)
Listing Information
- MLS®
- X13720716
- Tax assessment year
- 2025
- Data last synced
- October 4, 2026
ROYAL LEPAGE STATE REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE STATE REALTY
MLS® Number: X13720716
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,645) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$346,320.00
Periodic payment — Principal & Interest (monthly)$2,234.34
Additional monthly expenses (condo fees, tax, utilities, etc.)$226.67
Total monthly cost$2,461.01
Interest paid over 5-yr term$99,256.31
Balance at end of term$311,515.96
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,645
Stress test qualifying rate8.19%
Payment you must qualify for$3,188.76
Cash Needed at Closing
Minimum down payment$21,645
Estimated Land Transfer Tax (LTT)$5,133
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,278
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
