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Property Type: Detached HouseOwnership: Freehold
11 ESTHER STREET
Brantford, ON N3S6K3
MLS® X13798084
$479,900
3 bed1 bath1 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 33 x 68.5 FT
- Frontage
- 33 feet
R1C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,631.93 (2026)
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Mud room | Main level | — |
| Foyer | Main level | — |
| Living room | Main level | — |
| Laundry room | Main level | — |
| Bathroom | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
Description
Welcome home to 11 Esther Street, this charming and thoughtfully updated bungalow, is ideally situated on a quiet side street. Enjoy convenient access to the hospital, schools, parks, recreation facilities, downtown shops and restaurants, as well as Highway 403. Set on a landscaped 33 ft.x 68.5 ft. lot, the property features a paved driveway extending beyond a security gate to a private, fully fenced backyard. The outdoor space includes a 112 sq. ft. treated-wood deck with a gazebo, hot tub and a 6 ft. x 8 ft. storage shed. Inside, you'll find an inviting living space with beautiful natural-stained maple hardwood flooring flowing through the renovated living and dining areas and into the two adjacent bedrooms.The updated kitchen features contrasting dark lower and white upper cabinetry, quartz countertops, a soft white tile backsplash and stainless steel appliances. A stylish four-piece bathroom offers a quartz-topped vanity and tiled tub surround. Luxury vinyl flooring, four-foot wainscotting, convenient main-floor laundry and a rear mudroom with access to the side deck complete the functional layout. Additional updates include the kitchen and bathroom (2022), furnace (2021), roof shingles (2023), 100-amp electrical panel (2024), eavestroughs and gutters (2025), and windows and exterior doors (2016). An excellent opportunity for first-time buyers, downsizers or anyone seeking a move-in-ready home in a convenient Brantford location. (id:63159)
Listing Information
- MLS®
- X13798084
- Tax assessment year
- 2026
- Data last synced
- September 18, 2026
REVEL REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REVEL REALTY INC.
MLS® Number: X13798084
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$383,920.00
Periodic payment — Principal & Interest (monthly)$2,476.92
Additional monthly expenses (condo fees, tax, utilities, etc.)$219.33
Total monthly cost$2,696.25
Interest paid over 5-yr term$110,032.58
Balance at end of term$345,337.28
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,534.97
Cash Needed at Closing
Minimum down payment$23,995
Estimated Land Transfer Tax (LTT)$6,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,568
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
