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Property Type: Detached HouseOwnership: Freehold
287 BROCK STREET
Brantford, ON N3S5X8
MLS® X13852070
$599,999
3 bed2 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 33 x 133 FT
- Frontage
- 33 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,605
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | — |
| Bedroom | Basement | — |
| Bedroom | Main level | — |
| Kitchen | Main level | — |
Description
Move-in ready 3-bedroom, 2-bathroom home featuring an open-concept living room and kitchen, with a bathroom on each level. The main-floor mudroom includes a closet for added storage. An enclosed back porch features a sliding door and two ceiling fans. Outdoor features include an extra-large deck, above-ground pool and fire pit. A 12x12 ft storage shop and a separate 12 x13 ft workshop both have electricity. Recent updates include a brand-new furnace, air conditioning, water softener and water heater. (id:63161)
Listing Information
- MLS®
- X13852070
- Data last synced
- October 21, 2026
COMFREE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: COMFREE
MLS® Number: X13852070
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Ottawa Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($35,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,999.00
Periodic payment — Principal & Interest (monthly)$3,096.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$300.42
Total monthly cost$3,397.21
Interest paid over 5-yr term$137,569.09
Balance at end of term$431,760.65
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$35,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.86
Cash Needed at Closing
Minimum down payment$35,000
Estimated Land Transfer Tax (LTT)$8,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
