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Property Type: Detached HouseOwnership: Freehold
33 PALMERSTON AVENUE
Brantford, ON N3T4L1
MLS® X14025324
$599,900
3 bed2.5 bath0 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 36 x 128.3 FT
- Frontage
- 36 feet
C4, R1C, R1C-13
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,364 (2026)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Other | Second level | — |
| Other | Second level | — |
| Den | Second level | — |
| Living room | Main level | — |
| Laundry room | Basement | — |
| Other | Basement | — |
| Other | Main level | — |
| Bathroom | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
Description
Discover timeless charm, modern comfort, and endless possibilities in Brantford's sought-after Holmedale/Dufferin neighbourhood! Nestled on a picturesque, tree-lined street, this inviting family home offers the perfect blend of historic character, thoughtful updates, and an exceptional location. From the charming painted brick exterior and welcoming covered entrance to the high ceilings, original hardwood floors, and beautiful architectural details, this home is filled with warmth and personality. The bright main floor features a spacious living room perfect for gathering with family and friends, an adjoining dining area, functional kitchen, dedicated study, and convenient powder room. Upstairs, discover three comfortable bedrooms, a versatile den ideal for a home office, nursery, or reading retreat, and a full bathroom. The basement offers laundry, generous storage, workshop space, and a convenient walk-up to the backyard. Enjoy the character of a historic home with the added confidence of important updates, including improvements to wiring, electrical systems, windows, and roof, plus a recent high-efficiency furnace (2025).Step outside to your own private backyard retreat! A tiered wooden deck overlooks a deep, fully fenced grassy yard, offering wonderful space for summer entertaining, gardening, children, and pets. A detached garden shed adds extra convenience. And the location? Exceptional! Enjoy the charm of an established neighbourhood just minutes from scenic trails, parks, schools, downtown boutiques, cafés, and restaurants. For professionals and commuters, convenient Highway 403 access provides excellent connectivity to surrounding cities and employment centres. Whether you're a first-time buyer, looking for a home with character, or eager to add your personal touch, this property offers an exciting opportunity. Timeless charm, valuable updates, and room to make it your own-all in a neighbourhood you'll love to call home! (id:63159)
Listing Information
- MLS®
- X14025324
- Tax assessment year
- 2026
- Data last synced
- October 19, 2026
RE/MAX ESCARPMENT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ESCARPMENT REALTY INC.
MLS® Number: X14025324
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$363.67
Total monthly cost$3,459.95
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
