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Property Type: TownhouseOwnership: Freehold
48 MCKERNAN AVENUE
Brantford, ON N3V0C2
MLS® X13770090
$580,000
3 bed4.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 36.1 x 114.8 FT
- Frontage
- 36.1 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $3,900
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Ground level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Kitchen | Ground level | — |
| Eating area | Ground level | — |
| Dining room | Ground level | — |
| Bathroom | Ground level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Bathroom | Second level | — |
Description
This brand new and beautiful townhouse features 3 bedrooms and 3 bathrooms. The modern design includes an inviting foyer with a powder room and convenient inside access to the garage. The main floor boasts an open-concept layout with a great room, breakfast area, and an eat-in kitchen that opens to the backyard through sliding doors. Complemented by 9-foot ceilings that enhance the natural light. The second floor offers a laundry room, a spacious primary bedroom with a full Ensuite bathroom that includes both a standing shower and a bathtub, along with two additional well-proportioned bedrooms. You'll love the family-friendly Henderson neighbourhood, which is ideally located near excellent schools, shops, playgrounds, and Brantford's renowned trail system. Enjoy the convenience of being in the heart of the city while having the natural beauty of the of the Grand River just steps away. With over 1590 square feet of living space, there's plenty of room for your family to live comfortably and entertain guests. The location is also very convenient, with close proximity to Downtown Brantford, schools, golf clubs, and highway 403. Seller Agreed To Provide The Buyer With N11 Within The Conditional Period. (id:63159)
Listing Information
- MLS®
- X13770090
- Data last synced
- October 18, 2026
REAL CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL CITY REALTY INC.
MLS® Number: X13770090
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$345/sqft
67 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($33,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$464,000.00
Periodic payment — Principal & Interest (monthly)$2,993.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$325.00
Total monthly cost$3,318.57
Interest paid over 5-yr term$132,983.73
Balance at end of term$417,369.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$33,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,241.30
Cash Needed at Closing
Minimum down payment$33,000
Estimated Land Transfer Tax (LTT)$8,075
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
