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Property Type: Detached HouseOwnership: Freehold
986 COLBORNE STREET
Brantford, ON N3S3T4
MLS® X13907936
$579,900
3 bed3.5 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 62.7 x 160 FT
- Frontage
- 62.8 feet
R1B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,271 (2025)
Interior
- Basement
- Finished, Full, Separate entrance, Walk-up, N/A, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Bathroom | Third level | — |
| Recreational, Games room | Basement | — |
| Other | Basement | — |
| Kitchen | Basement | — |
| Bathroom | Basement | — |
| Kitchen | Main level | — |
| Utility room | Basement | — |
| Eating area | Main level | — |
| Family room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Second level | — |
| Living room | Second level | — |
Description
Every once in a while a home completely surprises you with just how much space is waiting inside-and this is definitely one of those homes! And it offers potential for a basement unit too! With its separate entrance, 2nd kitchen and plenty of living space, the lower level can be set up as an in-law suite, a possible mortgage helper, or simply extra room for the whole family to enjoy. Sitting on a 1/4 acre lot, this lovely home is an exciting option for first-time buyers looking for a smart start and multigenerational families wanting to live together. It's also perfect for anyone looking to downsize and have the ease of one-level living without giving up space for family and friends. The main-floor bedroom, bathroom and laundry add to the everyday convenience. And then there's the kitchen! Open to the large, cozy family room with it's gas fireplace, this updated space was made for entertaining. At its centre is an absolutely enormous 14' island (yes, 14 feet!), providing plenty of room for cooking, casual meals, celebrations and everyone who inevitably gathers in the kitchen. Overlooking the large backyard, the entire space feels open, inviting and ready for a crowd. The formal dining room carries the entertaining space beyond the kitchen, this room is also equally perfect as a home office. Just a few steps up brings you to another impressively large room. Anchored by a striking stone gas fireplace, the living room offers another inviting place to entertain friends or to just to settle in for a quiet evening by the fire. The upper level provide two more bedrooms and a 2pc bathroom. Outside, the generously sized lot opens up even more possibilities. Imagine this large backyard as the future home of your workshop and swimming pool and the expansive covered front porch the perfect place for your morning coffee. Close to Highway 403 access. Bigger than it looks-this is one that definitely must be seen! (id:63159)
Listing Information
- MLS®
- X13907936
- Tax assessment year
- 2025
- Data last synced
- October 13, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13907936
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$463,920.00
Periodic payment — Principal & Interest (monthly)$2,993.05
Additional monthly expenses (condo fees, tax, utilities, etc.)$355.92
Total monthly cost$3,348.97
Interest paid over 5-yr term$132,960.81
Balance at end of term$417,297.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,240.60
Cash Needed at Closing
Minimum down payment$32,990
Estimated Land Transfer Tax (LTT)$8,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
