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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
136 FOREST ROAD
Cambridge, ON N1S3B7
MLS® X14115062
87
Walk Score
47
Transit
53
Bike
$682,000
4 bed2.5 bath6 parking
87
Walk Score
47
Transit
53
Bike
Open House
Sunday, November 1
1:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 40 x 117.5 FT
- Frontage
- 40 feet
Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,614.11
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning, Ventilation system
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Ground level | — |
| Bedroom 4 | Basement | — |
| Bathroom | Basement | — |
| Dining room | Ground level | — |
| Kitchen | Ground level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Kitchen | Basement | — |
| Living room | Basement | — |
Description
Nestled on a picturesque street lined with mature trees in historic West Galt, this classic two-storey residence seamlessly pairs timeless century-old architectural character with modern updates. Bathed in natural light from generous windows throughout, the home showcases historic craftsmanship highlighted by rich, authentic oak details alongside a refined palette of natural modern materials. Designed with an airy and fluid layout connecting the front and rear gardens, the main living and dining spaces are sunlit throughout the day, framed by views of maple, oak, elm, and walnut trees. The heart of the home features an updated kitchen lit by windows on three sides, leading directly onto a private deck overlooking the backyard retreat. The upper level holds three spacious, sunlit bedrooms and a full bathroom overlooking the rear grounds. Expanding the home's versatility, the fully finished basement features a private separate entrance for a dedicated one-bedroom apartment complete with its own kitchen and full bathroom-an ideal configuration for multi-generational living, extended guests, or rental income potential. Situated on a generous 40' x 117' deep lot, the property boasts a lush backyard framed by mature canopy, offering a peaceful setting for outdoor living and entertaining. Essential mechanical updates provide complete peace of mind, including a high-efficiency furnace (2022) and central air conditioning (2023).Located in one of Cambridge's most charming neighbourhoods, West Galt offers an effortless walkable lifestyle near historic downtown streets, boutique shops, parks, and top-rated schools. A rare turn-key property that thoughtfully honours its heritage. Welcome home to 136 Forest. (id:63161)
Listing Information
- MLS®
- X14115062
- Data last synced
- October 29, 2026
HOMELIFE MAPLE LEAF REALTY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE MAPLE LEAF REALTY LTD.
MLS® Number: X14115062
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($43,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$545,600.00
Periodic payment — Principal & Interest (monthly)$3,520.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$301.18
Total monthly cost$3,821.20
Interest paid over 5-yr term$156,370.53
Balance at end of term$490,768.96
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$43,200
Stress test qualifying rate8.19%
Payment you must qualify for$4,953.09
Cash Needed at Closing
Minimum down payment$43,200
Estimated Land Transfer Tax (LTT)$10,115
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,815
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
