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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
139 HILBORN AVENUE
Cambridge, ON N1T1M9
MLS® X14116322
26
Walk Score
39
Transit
44
Bike
$999,900
4 bed3.5 bath4 parking
26
Walk Score
39
Transit
44
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 49.2 x 128 FT
- Frontage
- 49.2 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,131 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Office | Main level | — |
| Bedroom 4 | Second level | — |
| Den | Basement | — |
| Recreational, Games room | Basement | — |
| Foyer | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Living room | Main level | — |
| Laundry room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
Welcome to this gorgeous all-brick two-storey home in the sought-after Shades Mill neighbourhood! Boasting fantastic curb appeal, a double-car garage and a grand two-storey foyer filled with natural light, this home makes a wonderful first impression. A beautiful winding staircase and views straight through to the backyard add to the welcoming entrance. The main floor offers a spacious kitchen with an eat-in area, an inviting living room with gas fireplace, a separate dining room and a versatile flex room ideal for a home office. Main floor laundry adds everyday convenience. Upstairs, a balcony overlooks the foyer, leading to four spacious bedrooms. The generous primary suite features a walk-in closet, an additional closet and a five-piece ensuite with a soaker tub and double glass sinks. The finished lower level provides even more room for the family, with a large den ideal for a children's playroom and a spacious recreation room complete with bar. Step outside to your own backyard oasis! The generous lot features a heated in-ground pool, stamped concrete patio, gazebo, inviting sitting area and gardens surrounding the pool. A hot tub and natural gas BBQ hookup complete this fantastic outdoor space, perfect for relaxing and entertaining. Additional highlights include a newer furnace and air conditioning system, both updated in 2024.Set in the wonderful Sheaves Mill community, this home offers the space and lifestyle families are looking for, with convenient highway access for easy commuting. A fantastic place to call home and make lasting family memories! (id:63161)
Listing Information
- MLS®
- X14116322
- Tax assessment year
- 2025
- Data last synced
- October 27, 2026
Coldwell Banker Neumann Real Estate
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Coldwell Banker Neumann Real Estate
MLS® Number: X14116322
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (condo fees, tax, utilities, etc.)$594.25
Total monthly cost$5,755.06
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,171.51
Cash Needed at Closing
Minimum down payment$74,990
Estimated Land Transfer Tax (LTT)$16,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
