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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
96 TIMBER CREEK CRESCENT
Cambridge, ON N1T0B5
MLS® X14115798
39
Walk Score
40
Transit
41
Bike
$799,988
5 bed4.5 bath5 parking
39
Walk Score
40
Transit
41
Bike
Open House
Saturday, October 31
1:00 PM – 3:00 PM
Sunday, November 1
12:00 PM – 2:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 39 x 115 FT
- Frontage
- 39 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,638.47
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning, Air exchanger
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Basement | — |
| Bedroom 3 | Second level | — |
| Bedroom | Basement | — |
| Bathroom | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
Description
Welcome to 96 Timber Creek Crescent, located in the rarely offered Sawmill Creek development of East Cambridge. This one owner home has been tastefully upgraded with a gorgeous backyard built for entertaining or relaxing and taking in a hot summer day (with irrigation system for both flower beds and lawn, front and rear). The basement was refinished and refined in 2020 with a beautiful electric fireplace and dry bar to add to the inviting nature of this home; and also features a bedroom with lots of natural light and a 3-piece bathroom for guests. The main floor of the property utilizes a more traditional layout with a large, sun-filled dining room and an open concept eat-in kitchen and living room to maximize time with family. Upstairs you will find the primary suite is a true retreat , offering a large 19x12 layout, walk in closet, and a private ensuite. Three more generous bedrooms share a 4 piece bathroom, and upper level laundry means no more hauling loads up and down the stairs. Located just two doors down from Timber Creek Park, kids and friends that visit have additional space to get outside and play just steps away. Convenient garage access to the mud room makes winters that much more bearable. This 5 bedroom, 4 bathroom property, with a new roof installed in 2026, is perfect for buyers who want the keys to an absolutely immaculate home with no "to-do" list after closing. There is school bus pick up at the end of the walk way by the park (2 doors down) for all territory elementary schools including the Islamic school. Book your private tour before it's gone. (id:63161)
Listing Information
- MLS®
- X14115798
- Data last synced
- October 28, 2026
Royal LePage Royal City Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Royal City Realty
MLS® Number: X14115798
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,999) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,990.00
Periodic payment — Principal & Interest (monthly)$4,129.00
Additional monthly expenses (condo fees, tax, utilities, etc.)$553.21
Total monthly cost$4,682.20
Interest paid over 5-yr term$183,422.97
Balance at end of term$575,673.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$54,999
Stress test qualifying rate8.19%
Payment you must qualify for$5,776.45
Cash Needed at Closing
Minimum down payment$54,999
Estimated Land Transfer Tax (LTT)$12,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,974
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
