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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
392 BURNETT AVENUE
Cambridge, ON N1T1G8
MLS® X14126012
$699,000
4 bed3 full, 2 half bath4 parking
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 46.1 x 118 FT
- Frontage
- 46.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,356 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bedroom 4 | Basement | — |
| Bathroom | Basement | — |
| Utility room | Basement | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
| Kitchen | Basement | — |
Description
Located in the sought-after Fiddlesticks area of North Galt, this detached two-storey is an easy fit for a growing or multigenerational family. An efficient, well-laid-out home that makes the most of every square foot, in a neighbourhood where this kind of location rarely comes along. A double garage and double-wide driveway provide parking for four vehicles.The kitchen was fully renovated in 2021, and primary bedroom has new carpet (2024). The finished basement adds a fourth bedroom, renovated bathroom (2025), kitchenette and built-in wall unit, well suited to in-laws or extended family. Washer, dryer, owned water heater and owned water softener are included.Outside, the private, fenced backyard offers an above-ground pool (new liner 2022), gas BBQ hookup, shed and plenty of room for gardens or a play set.Families will love the location, close to Clemens Mill and Saginaw public schools, St. Benedict and St. Theresa Catholic schools, parks, playgrounds, shopping, transit, the 401 and Shades Mills Conservation Area.Homes in this location don't last long. Book your showing today. (id:63161)
Listing Information
- MLS®
- X14126012
- Tax assessment year
- 2025
- Data last synced
- October 29, 2026
Red And White Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Red And White Realty Inc
MLS® Number: X14126012
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$363.00
Total monthly cost$3,970.77
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,071.72
Cash Needed at Closing
Minimum down payment$44,900
Estimated Land Transfer Tax (LTT)$10,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
