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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
193 QUEEN STREET E
Cambridge, ON N3C2B3
MLS® X14120342
69
Walk Score
36
Transit
53
Bike
$519,000
2 bed2 bath2 parking
69
Walk Score
36
Transit
53
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 46.8 x 96 FT
- Frontage
- 46.9 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,482
Interior
- Basement
- Walk out, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Ground level | — |
| Family room | Ground level | — |
| Dining room | Ground level | — |
| Bathroom | Ground level | — |
| Kitchen | Ground level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Other | Second level | — |
| Laundry room | Basement | — |
Description
Welcome to 193 Queen Street East, a charming 1.5-storey detached home nestled in the heart of Cambridge's desirable Hespeler community! Blending rustic character with everyday functionality, this inviting home features 2 bedrooms, 2 bathrooms, a spacious eat-in kitchen, distinctive cottage-style ceiling beams, and a versatile upper-level retreat with cathedral ceilings. Perfect for first-time buyers, young families, or anyone seeking a home with personality and charm in an established neighbourhood.Step inside through the welcoming foyer, featuring laminate flooring, a convenient closet, and a beautiful leaded-glass panel door. The spacious family room showcases a picturesque bay window that welcomes natural light, complemented by cottage-country-style exposed beams that add warmth and character. The adjoining dining room carries through the same rustic charm, creating a comfortable setting for family gatherings, entertaining guests, or enjoying quiet evenings at home.The generously sized 16' x 13'8" kitchen offers plenty of room for cooking, dining, and gathering. Featuring laminate flooring, a gas stove, dishwasher, range hood, large ceramic sink, ceiling fan, and a dedicated breakfast area, this functional space is designed for everyday convenience. Direct access to the outdoor deck makes it easy to enjoy morning coffee outdoors, summer barbecues, or entertaining family and friends.The second level features two well-proportioned bedrooms, including a comfortable primary bedroom with laminate flooring and convenient semi-ensuite access to a 3-piece bathroom. The second bedroom offers a walk-in closet, providing valuable storage space.An additional upper-level room with impressive cathedral ceilings adds flexibility and character to the home. Whether envisioned as a cozy reading retreat, creative studio, hobby room, or additional living space, this unique area offers possibilities to suit your lifestyle. (id:63161)
Listing Information
- MLS®
- X14120342
- Data last synced
- October 28, 2026
CITYSCAPE REAL ESTATE LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CITYSCAPE REAL ESTATE LTD.
MLS® Number: X14120342
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($26,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$415,200.00
Periodic payment — Principal & Interest (monthly)$2,678.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$290.17
Total monthly cost$2,968.90
Interest paid over 5-yr term$118,997.51
Balance at end of term$373,473.74
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,900
Stress test qualifying rate8.19%
Payment you must qualify for$3,815.62
Cash Needed at Closing
Minimum down payment$26,900
Estimated Land Transfer Tax (LTT)$6,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,255
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
