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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
303 GRAND RIDGE DRIVE
Cambridge, ON N1S4W9
MLS® X14114520
38
Walk Score
35
Transit
45
Bike
$599,900
5 bed2 bath4 parking
38
Walk Score
35
Transit
45
Bike
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 59.6 x 197.3 FT
- Frontage
- 59.7 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,634
Interior
- Basement
- Finished, Full, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Bathroom | Lower level | — |
| Dining room | Main level | — |
| Foyer | Lower level | — |
| Laundry room | Lower level | — |
| Workshop | Lower level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bathroom | Main level | — |
| Bedroom 4 | Lower level | — |
| Bedroom 5 | Lower level | — |
| Family room | Lower level | — |
Description
Own a Beautiful home in Cambridge for UNDER $600K! Fabulous FIVE (3+2) bedroom home in High Demand neighborhood, ST. Andrews Area/Galt. This OPEN CONCEPT bungalow is LIT w lg windows and a seemless floorplan. Entertain friends and enjoy your family with rooms to spare. Living room is EXTRA and OPEN with window seat, gas fireplace and room for multiple seating configurations. Kitchen has moveable breakfast bar/island with storage, SS appliances, gas stove, double SS sink AND Walk out to multil level deck & pool sized rear yard. Dining room is separate and convenient next to kitchen, can fit large DR table. Down the hall is the 'all bright' bedroom area with a Fabulous Large PRIMARY bedroom and 2 other good sized bedrooms. The 4 piece bath offers heated Toto washlet and window.2 hall closets and inside entry to garage finish this floor! Configure the lower level to suit your particular needs. Offering Massive 4th and 5th bedrooms and lounge/games room. 2 Large walk in closets, under stairs storage/foyer, 3 piece bathroom and 24 ft laundry/utility room/workshop. East exposure w sunfilled rooms in the mornings and sunsets on your deck/back yard into the evenings. Fun for bbqs, quiet nights and entertaining. Professionally painted neutral colors. Hardwood Main floor. Wainscoting. This home is Wheelchair accessible: Ramp at front entrance, automatic front door opener, wide hallways/doorways, lift from bedroom to bathroom PLUS 2nd lift in main floor master. Independent connection to hallway lift too! (All wheelchair lifts/rails can be removed). Carpet free. Paved drive for 3 cars (four if the ramp is removed) PLUS garage. Almost 200 feet deep lot! 2 sheds, mature trees and multiple flower and vegetables gardens. Create your back yard paradise and never leave home again!!! Newer roof/windows. New furnace/hot water tank and A/C. Near downtown Historic Galt, Schools, trails, parks, worship, bakery, restaurants, Shopping. Steps from bus stop. QUICK CLOSE AVAILABLE (id:63161)
Listing Information
- MLS®
- X14114520
- Data last synced
- October 25, 2026
Royal LePage Real Estate Services Ltd., Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Real Estate Services Ltd., Brokerage
MLS® Number: X14114520
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of The Oakville, Milton & District Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$386.17
Total monthly cost$3,482.45
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
