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Property Type: Detached HouseOwnership: Freehold
75 POLLOCK AVENUE
Cambridge, ON N1R2B4
MLS® X13865060
$750,000
2 bed3.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 54 x 120 FT
- Frontage
- 54 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,272
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Built in 1888 and standing beautifully for nearly 140 years, 75 Pollock Avenue is a remarkable home where history, character and thoughtful updates come together. Its impressive granite exterior hints at the craftsmanship of another era, while inside, care has been taken to preserve the warmth and architectural character that make a home of this vintage so special. Today, this distinctive property offers two spacious, self-contained living spaces, each with its own personality and wonderful outdoor area. The main-floor unit is generous in scale, featuring a large living room with gas fireplace, formal dining room, beautifully updated kitchen, spacious bedroom and ensuite bathroom plus an additional bathroom for guests. A full basement provides dedicated laundry, utilities and additional storage, while a private deck extends the living space outdoors for summer dining and entertaining. The upper unit is equally inviting, with a comfortable living room, separate dining room, bedroom with separate office area and an exceptionally spacious bathroom/laundry combination. Its large private deck feels like an outdoor living space of its own. A peaceful place to dine, relax and enjoy the surrounding mature trees. The backyard is a gardener's dream, it offers established gardens, two sheds and a hidden courtyard tucked away from view. The perfect setting for evenings gathered around the fire. There's an abundance of parking, two driveways, one on each side of the home enough to accommodate 4-5 cars. Set on a beautiful tree-lined street surrounded by historically significant homes, this is more than a stately historic gem,. It is a piece of Cambridge history that has stood the test of time, offering the character and craftsmanship of 1888 together with the comfort and versatility of today. Homes like this simply aren't built anymore. This home is listed as historically significant however it's not on the registry. Kitchen renovated in 2022. Furnace 2019. (id:63159)
Listing Information
- MLS®
- X13865060
- Data last synced
- October 15, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13865060
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($50,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$600,000.00
Periodic payment — Principal & Interest (monthly)$3,871.00
Additional monthly expenses (condo fees, tax, utilities, etc.)$439.33
Total monthly cost$4,310.33
Interest paid over 5-yr term$171,961.72
Balance at end of term$539,701.94
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$50,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,427.62
Cash Needed at Closing
Minimum down payment$50,000
Estimated Land Transfer Tax (LTT)$11,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
